If consumers purchasing goods and services in advance need protection then they can purchase insurance policies.

Companies purchase insurance cover to mitigate risks and protect their future.

The tax credit would guarantee that those in low or no-tax brackets would have sufficient funds to purchase insurance.

He had not had any medical insurance through his employer and had been unable to purchase insurance due to a pre-existing condition.

Workers who do not receive insurance from an employer plan would be able to purchase insurance on the exchanges.