| 单词 | saving |
| 释义 | saving (seɪvɪŋ ) Word forms: savings 1. countable noun A saving is a reduction in the amount of time or money that is used or needed. Fill in the form below and you will be making a saving of £6.60 on a one-year subscription. [+ of] ...a program of household savings on energy use. 2. plural noun B2 Your savings are the money that you have saved, especially in a bank or a building society. Her savings were in the Post Office Savings Bank. ...a savings account. Idioms: a saving grace a good quality or feature in someone or something that prevents them from being completely bad or worthless She definitely outshone the so-called `stars' and is one of the film's few saving graces. Easy Learning Idioms Dictionary. Copyright © HarperCollins Publishers Collocations: additional savings The additional savings will bolster Yorkshire's retail funding, allowing it to expand lending. Times, Sunday Times (2011) Britain's largest manufacturer of branded foods is to cut thousands of its suppliers in an attempt to make additional savings. Times, Sunday Times (2013) Making additional savings now would make sense. Times, Sunday Times (2010) He has argued that there are big advantages to scale, particularly from administrative savings. Times, Sunday Times It said that the improvement had been due to administrative savings, which boosted margins. Times, Sunday Times Merging head offices will lead to administrative savings. Times, Sunday Times There are the usual administrative savings of putting two big bureaucracies together - estimated at €57 million. Times, Sunday Times It found there would be substantial administrative savings without closing any schools. Retrieved from Wikipedia CC BY-SA 3.0 He expects conventional tariffs to keep rising — and so, too, his annual saving. Times,Sunday Times This amounts to an annual saving of nearly 6,000 for about 600,000 small businesses. Times, Sunday Times That's an annual saving of more than 1,500 on the equivalent diesel. Times, Sunday Times The reduction amounts to an annual saving by 2050 of more than 750,000 tonnes of carbon dioxide. Times, Sunday Times The total mortgage bill would therefore be 1,316, giving you an annual saving of 1,476. Times, Sunday Times The company boasted recently that it expected to deliver £80 million in annual savings by 2017, a year before its initial schedule. Times, Sunday Times (2014) The company is on track for an efficiency programme that will mean £10 million of annual savings. Times, Sunday Times (2015) Expected annual savings have been raised to €100 million within three years. Times, Sunday Times (2012) Use the pension tax relief to boost savings. Times, Sunday Times Initially, this tends to boost savings more than consumption. Times, Sunday Times More than 27 per cent are spending more on food and nearly 30 per cent are using the money to boost savings or pay off debt. The Sun They would have to boost savings to 2,200 a month to get there in real terms. Times, Sunday Times It won't curb borrowing or boost savings. Globe and Mail That provision was one of the budget saving measures which would have saved $6 billion. Retrieved from Wikipedia CC BY-SA 3.0 It can also contribute to budget savings by consumers (see also potato movement). Retrieved from Wikipedia CC BY-SA 3.0 Proponents have cited budget savings and the already existing sense of community and unity that exists. Retrieved from Wikipedia CC BY-SA 3.0 Through professional organizations comprehensive energy-saving, environmental protection, and budget savings procedures are in progress for energy diagnostic purposes. Retrieved from Wikipedia CC BY-SA 3.0 More transparency and competition will save retirees far more than an extra percentage point or two on their cash savings ever will. Times, Sunday Times Within this, the cash savings limit rises from 3,600 to 5,100. The Sun From 2016 to 2019, two-thirds of people with cash savings opened accounts with short-term perks. Times,Sunday Times The same sum put into cash savings would now be worth 8,680. Times, Sunday Times Unlike the value of shares, cash savings pots do not grow if you take out the income. Times, Sunday Times The growth of remote and mobile working means that companies can make considerable savings on rent by letting employees work some of the time from home or while on the road. Times, Sunday Times (2012) Ministers claim that considerable savings can be made by efficiency measures, without cutting numbers. Times, Sunday Times (2010) The majority of buyers are going to make considerable savings. Times, Sunday Times (2014) Meanwhile, 2015 earnings will enjoy the benefit of a couple of special factors, the cost savings carried out during the past two years and currency movements. Times, Sunday Times (2015) It raised its cost savings target to an annual 150 million to 200 million by next year, having already met the targets it set last year. Times, Sunday Times (2016) The pair should provide enough cost savings to keep profits moving much as expected. Times, Sunday Times (2009) The retailer has been cutting costs and said last month that it had identified another 5 million of savings to take its total annual efficiency savings to 25 million. Times, Sunday Times (2016) Whether that will be enough, given that it also requires significant efficiency savings, will be one of the big questions for the next few years. Times, Sunday Times (2015) The health service will still be expected to deliver billions of pounds in efficiency savings. Times, Sunday Times (2015) Tax breaks to encourage saving, especially for retirement, are good policy. Times, Sunday Times The government could provide a top-up to encourage saving. Times, Sunday Times Tax cuts to encourage spending will fail, but tax cuts to encourage saving will help people repair their personal balance sheets. Times, Sunday Times The results will encourage the government as it seeks to encourage saving. Times, Sunday Times At a time when we need to encourage saving, it would become a tax on thrift. Times, Sunday Times It estimated this saving at 15 billion. Times, Sunday Times The union's calculations estimated the saving at just over $2 million a day. canada.com It estimated a savings of $65 per year in decreased tax levy for the average resident. Retrieved from Wikipedia CC BY-SA 3.0 Look at your utility bill and imagine a 12% discount to estimate the savings. Retrieved from Wikipedia CC BY-SA 3.0 Under the scheme's 'golden rule', the estimated savings on energy bills will be higher than the loan repayments. Times, Sunday Times They stand to save about 9 billion, half the programme's total estimated savings, by not sending staff to read old meters and not having to handle as many customer calls. Times, Sunday Times The ministry had originally identified 4,400 additional removals over ten years and estimated savings of about 110 million once the compulsory deal was in operation. Times, Sunday Times The channel bought out the final year of its deal for estimated savings of more than $8-million, the company said. Globe and Mail The estimated savings at the time were $3 million a year. Houston Chronicle It is hard to see how chief constables can make further savings in their budgets without cutting officer numbers. Times, Sunday Times (2009) Further savings can be made if you turn all the lights off when you leave a room. Times, Sunday Times (2006) Further savings can be made by not filling your tank up. The Sun (2014) The merger could generate savings of 40 million over five years to re-invest in research. Times, Sunday Times Management hope that by combining their operations, they can generate savings of 80 million a year. Times, Sunday Times He asked the council leader to 'generate savings in a more creative manner'. Times, Sunday Times We calculate that a one-year freeze across the public sector would generate savings of at least 6 billion in the first year. Times, Sunday Times Thermo shares rose 3.1 per cent after the company, which reported revenues of $10.1 billion last year, said that it expected to generate savings of $60 million within three years. Times, Sunday Times In the short term, a rise in household savings makes economic recovery more difficult. Times,Sunday Times The decline in household savings gave the economy a one-off boost last year, as people spent more. Times, Sunday Times The sharp fall in spending led to a big increase in household savings. Times,Sunday Times Consumption has room to strengthen further in the near term, given the excess household savings that built up earlier in the year. Times,Sunday Times Measured as a percentage of disposable income, household savings have fallen from 5.4% to 0.3% over that period. ST Cutting out the multiple billing would represent a huge saving for both supplier and customer. Times, Sunday Times Only one hole needs to be excavated at a huge saving in blood, sweat and tears — and hard cash. Times, Sunday Times The contents are worth £172.50 so it's a huge saving and an amazing range of products for the price. The Sun The charging isn't entirely 'free' then, but it represents a huge saving on fuel. Times, Sunday Times You can get the new app for the bargain price of just 69p for the first 30 days — a huge saving on the normal cost of 4.99. The Sun That's because there are huge cost savings in building vehicles with identical parts. Times, Sunday Times (2012) The document says there are also huge potential savings by using electronic purchasing. Times, Sunday Times (2013) Combining the two businesses would lead to huge cost savings. Times, Sunday Times (2009) In addition, most employers are willing to share the national insurance savings they make, thus increasing the attractions of this option. Times, Sunday Times Paying for childcare out of your pre-tax salary allows you to make tax and national insurance savings. Times, Sunday Times There are substantial tax and national insurance savings for higher earners. Times, Sunday Times By using salary sacrifice, the couple jointly benefit from tax and national insurance savings of just over 155 a month, or 1,866 a year. Times, Sunday Times The behaviour was rife in the construction sector, where an estimated 300,000 falsely self-employed contractors in 2014 were splitting national insurance savings with their employers. Times, Sunday Times Lifetime savings need to be for a lifetime, with pensions that last into your eighties or nineties. Times, Sunday Times The recent scandals serve to highlight a bigger issue: the individual responsibility that people now bear for their lifetime savings. Times,Sunday Times Many of them are realising that most of their lifetime savings are tied up in homes or pensions. Times, Sunday Times Now, lest all this sound somewhat academic, consider the fact that many backward-looking company pension funds - where your lifetime savings are probably invested - hold more bonds than ever before. Times, Sunday Times The money lost to policyholders represents our lifetime savings. Times, Sunday Times It is time to improve financial education and engagement so more people understand how to plan their financial future and the value of long-term saving. Times, Sunday Times (2015) If we want people to save more for retirement, tax reductions for long-term saving are welcome. Times, Sunday Times (2012) Regular long-term saving also enjoys the benefit of compound interest. Times, Sunday Times (2008) Then, as well as a modest saving on bills, they would earn an index-linked 1,900 a year from the feed-in tariff. Times, Sunday Times However, many own their homes, with an average value in 2011 of 127,000, but only modest savings. Retrieved from Wikipedia CC BY-SA 3.0 If the operational problems are great enough, even a modest savings in distance between two endpoints may justify building a new line if other efficiencies can be gained. Retrieved from Wikipedia CC BY-SA 3.0 Average monthly savings were 43, giving a return of 2,185, compared with an investment of 1,548. The Sun To pay off 50,000 at the end of ten years would require monthly savings of about 300, assuming a 5 per cent return. Times, Sunday Times If you are fearful of committing a large sum to the market, drip-feed money into shares through a monthly savings scheme in a trust. Times, Sunday Times The biggest potential monthly savings lie in remortgaging. Times, Sunday Times Or if you are investing your 2010-11 allowance, set up a monthly savings plan rather than pumping in your lump sum. Times, Sunday Times Nevertheless, he calculates that operating the heat pump has cost him only 500 — resulting in a net saving of 700 a year on fuel. Times, Sunday Times Some experts doubt whether people will actually make impressive savings from the new meters, with one study predicting a net saving of only 14 a year on bills. Times, Sunday Times The net saving can be more than 40%. Times, Sunday Times The facility achieves a net saving of approximately 40,000 tonnes of carbon dioxide per year compared to a high efficiency coalfired power station. Retrieved from Wikipedia CC BY-SA 3.0 This produces a net saving of power so long as the control devices themselves use less power than the controlled equipment in standby mode. Retrieved from Wikipedia CC BY-SA 3.0 Electronic versions only really offer a saving over new hardbacks, and can often work out more expensive than their paper equivalents. Times, Sunday Times For buyers unconcerned with off-road ability there was also a two-wheel-drive version offering a saving of 1,000 over the 4x4 equivalent. Times, Sunday Times It aims to make card payments safer, simpler and more affordable, offering a saving of up to 40% on fees compared with the banks. Times, Sunday Times She has also decided to start drawing on her pension savings - netting an additional 16,000 in income this year. Times, Sunday Times Institutional investors, in turn, absorbed the same principle on behalf of their members - us, through our pension savings - reinforcing the barrier to meaningful engagement. Times, Sunday Times Any pension savings over that would be taxed at up to 55 per cent. Times, Sunday Times It just so happens that their property has done well, despite the market's ups and downs, while their pension savings are off target. Times, Sunday Times Once it's time for you to use your pot of pension savings, you can take a quarter of it as a tax-free lump sum. The Sun Management salaries across the group will be frozen and travel budgets will be cut by 30 per cent - a potential saving of about ¤50 million. Times, Sunday Times However, this would lead to a halving of crime - a potential saving of 30 billion a year. Times, Sunday Times Agencies within each portfolio do not submit a request for new funding, because their potential savings within the agency are unfounded. Retrieved from Wikipedia CC BY-SA 3.0 The review found over one half million dollars in potential savings through shared services. Retrieved from Wikipedia CC BY-SA 3.0 Due to easier and faster replenishment, the largest potential savings result from this improvement to in-store logistics. Retrieved from Wikipedia CC BY-SA 3.0 The potential savings could be huge. Times, Sunday Times (2013) The document says there are also huge potential savings by using electronic purchasing. Times, Sunday Times (2013) The question is whether you consider the potential savings in taxes worth the extra inconvenience. Christianity Today (2000) It then shows how much you would need as a lump sum now, or through regular savings, to meet that cost. Times, Sunday Times (2012) Some current accounts and regular savings accounts offer returns of 5% to 6%. Times, Sunday Times (2015) This is a reasonably good account in that unlike most regular savings accounts you are allowed to withdraw your cash without penalty. Times, Sunday Times (2014) The group suggested that people put money aside for a funeral in a fixed-rate saving account or just 'live for today' and let the costs come from their estates. Times, Sunday Times Some saving account rates are so low that it they're barely worth bothering about. Times, Sunday Times The falls follow years of falls in adult saving account rates. The Sun He left home for the final time and withdrew $1500 from his saving account. Retrieved from Wikipedia CC BY-SA 3.0 Most actuarial calculations use the risk-free interest rate which corresponds the minimum guaranteed rate provided the bank's saving account, for example. Retrieved from Wikipedia CC BY-SA 3.0 The two most popular examples of contractual savings institutions are pension funds and mutual funds. Retrieved from Wikipedia CC BY-SA 3.0 He sponsored the law creating share-draft checking accounts for savings institutions. Retrieved from Wikipedia CC BY-SA 3.0 The system of banking credit still remains in force for small private industrial enterprise and the needs of individual citizens who place their money in state savings institutions. Retrieved from Wikipedia CC BY-SA 3.0 For example, a 45% taxpayer with 50,000 of savings earning 3% gross interest a year — or 1,500 — would be left with only 825 after tax. Times, Sunday Times The financial crisis pushed that up to about 20 years - new rules required hefty deposits, while pay stagnated and savings earned next to nothing. Times, Sunday Times You may choose to leave your savings earning interest elsewhere until you pay off the amount owing when the offer period expires. Times, Sunday Times Retired people on low incomes with pension annuities or savings income are also likely to lose out. Times, Sunday Times The amount of savings income to which the new rate will apply will also increase from 2,880 to 5,000. Times, Sunday Times The new rate will apply to the first 5,000 of savings income. Times, Sunday Times With interest rates so low, he said, his savings income had taken a nasty hit. Times, Sunday Times This means that some or all of the couple's combined savings income can be taxed at a nil or lower rate. Times, Sunday Times Basic-rate taxpayers also save 20% tax on savings interest. Times, Sunday Times The downsides include missing out on savings interest if your company's shares fall. Times, Sunday Times First, you need to add your income from work and/or pensions to your income from savings interest to calculate your total income. Times, Sunday Times A surprising number of otherwise savvy people earn savings interest of as little as 0.1 per cent because they never get round to switching. Times, Sunday Times Missing savings interest where customers had to withdraw cash when wages weren't paid. The Sun You can do this by setting up a regular savings plan that invests monthly, taking all the emotion out of the equation. Times,Sunday Times You are ready to set up a positive savings plan and will have a clear reason to use it. The Sun But if the price dropped to 50p the following month, your savings plan would buy 200 shares before costs. Times, Sunday Times Use part of your profits to kickstart an ambitious savings plan. The Sun Phoenix told me the policy was never marketed as a savings plan. Times, Sunday Times The joint account pays 1.35 per cent - the best easy-access savings rate on the market and the same as its solo account. Times,Sunday Times The average savings rate on a no-notice account, with a balance of 5,000, now stands at just 1.48%. Times, Sunday Times Finally, to building societies, with an average savings rate of only 3.45 per cent. Times, Sunday Times With the average savings rate at only 0.77 per cent, basic-rate taxpayers are likely to see their savings dwindle. Times, Sunday Times It might also be linked to a falling savings rate. Times, Sunday Times The cuts, while offering the government short-term savings, will create social and economic cost elsewhere. Times, Sunday Times But he could make more of his short-term savings. Times, Sunday Times We understand that managers, constrained by tighter budgets, are seeking to manage costs, achieve short-term savings, and get a more rapid return on technology investments. Times, Sunday Times Short-term savings should serve as your emergency funds. Times,Sunday Times Short-term savings were made in other key programmes but these, too, have led to longer-term cost increases. Times, Sunday Times The sums involved amount to less that 1 per cent of what EH spends in a year, hardly a significant saving for EH, and yet for the cathedrals it has been a godsend. Times, Sunday Times (2009) This will lead to significant savings, improvements in care and modernised services. Times, Sunday Times (2012) Get your timing and your destination right and you can notch up significant savings. Times, Sunday Times (2008) Simply calling and arranging a formal overdraft, in my case for three months, has resulted in a substantial saving. Times, Sunday Times Even with the cost of the return flight and other charges, a substantial saving has been made. Times, Sunday Times It found that residents in both districts would realize substantial savings in a consolidation. Retrieved from Wikipedia CC BY-SA 3.0 Simulator training also resulted in substantial savings in fuel, aircraft wear and tear, and maintenance expenses. Retrieved from Wikipedia CC BY-SA 3.0 This design ensures substantial savings in use of construction material as opposed to the constantradius arch design. Retrieved from Wikipedia CC BY-SA 3.0 Making a few adjustments to keep the warmth in your home can add up to substantial savings on your power bills, and help to preserve the earth's ecosystem. Stay Well This Winter (1989) Current policy questions whether substantial cost savings are good if they may substantially lessen competition. Microeconomics: Price Theory in Practice (1995) Heating one church instead of three results in a substantial savings in energy. Christianity Today (2000) The account allows transfers in of your existing tax-free savings with a 30-day notice period for withdrawals (see story, right). Times, Sunday Times Savers with existing tax-free savings should not assume that they will be able to transfer their cash to a new account. Times, Sunday Times He was attracted to the account because it allows him to transfer in his existing tax-free savings from other accounts. Times, Sunday Times Certainly, there will be a few who squander their tax-free savings, and many more who will take their pots as cash. Times, Sunday Times First-time buyers aged 16 and over can apply for the tax-free savings account. Times, Sunday Times Your total saving, if you used the above combination, would be 162 - a 43% discount. Times, Sunday Times So far, 2,825 families have taken it up — with a total saving of 851,823. The Sun He refused to be drawn on a possible total saving but experts said 25billion a year could be saved just through better buying. The Sun Your monthly payments would also be 447 less over the two years because of the lower rate, so a total saving of 2,753. Times, Sunday Times This amounts to a total saving over two years of 4,386. Times, Sunday Times All the weight saving means you're left with button blanks in the cabin. The Sun The weight saving resulted in much greater fuel efficiency and saved millions of pounds over the years, especially after fuel costs rose sharply in the early 1970s. Times, Sunday Times Of course, certain sacrifices have been made at the altar of weight saving, including door handles (replaced with a wire and press-stud fastening) and a sound system. Times, Sunday Times The headlight washers were deleted for weight saving reasons. Retrieved from Wikipedia CC BY-SA 3.0 Major weight saving can be realized through the application of composite structural material. Retrieved from Wikipedia CC BY-SA 3.0 And high inflation wipes out savings and destroys living standards. Times, Sunday Times The rial has fallen 60 per cent in the past year against the dollar, wiping out savings, triggering panic-buying of hard currency and pushing up prices of imported goods. Times, Sunday Times The issue of the so-called bond notes has provoked fears of another bout of hyperinflation similar to the one that wiped out savings in 2008. Times, Sunday Times Translations: Chinese: 节省 Japanese: 節約 |
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