Unfamiliarity with these requirements can lead to criminal and civil liability.

Also, failure to report could result in possible civil liability.

Any credible legal system examining issues of criminal or civil liability - something that clubs have apparently expressed concerns about - will have to grasp this distinction.

But other courts have declined to impose civil liability on mandatory reporters for failing to report without a statutory basis.

In both cases the member state had failed to fulfil its obligation to ensure that civil liability in respect to the use of motor vehicles was covered by insurance.