Yet the buck stops with the co-op members' passion for making bread.

They were paid for, in part, through the sale of £3 million in shares to about 1,000 co-op members, including hundreds of locals, who chipped in as little as £50 each.

In this fashion, co-op members purchase can their individual units and can register a mortgage on title.

Social/recreational activities, use of common areas, and admission of new residents are topics for which agreements among the co-op members are commonly made.