| 单词 | credit |
| 释义 | credit (kredɪt ) Word forms: credits , crediting , credited 1. uncountable noun [oft on NOUN] B1+ If you are allowed credit, you are allowed to pay for goods or services several weeks or months after you have received them. The group can't get credit to buy farming machinery. You can ask a dealer for a discount whether you pay cash or buy on credit. 2. uncountable noun [in NOUN, NOUN noun] B1+ If someone or their bank account is in credit, their bank account has money in it. [mainly British] The idea that I could be charged when I'm in credit makes me very angry. I made sure the account stayed in credit. Interest is payable on credit balances. 3. verb When a sum of money is credited to an account, the bank adds that sum of money to the total in the account. She noticed that only $80,000 had been credited to her account. [be VERB-ed + to] The bank decided to change the way it credited payments to accounts. [VERB noun + to] Interest is calculated daily and credited once a year, on 1 April. [be VERB-ed] 4. countable noun B1+ A credit is a sum of money which is added to an account. The statement of total debits and credits is known as a balance. 5. countable noun A credit is an amount of money that is given to someone. The senator outlined his own tax cut, giving families $350 in tax credits per child. Banks provide credit to customers in the form of loans and overdrafts. 6. uncountable noun If you get the credit for something good, people praise you because you are responsible for it, or are thought to be responsible for it. We don't mind who gets the credit so long as we don't get the blame. It would be wrong for us to take all the credit. Some of the credit for her relaxed manner must go to Andy. [+ for] Synonyms: praise, honour, recognition, glory 7. verb If people credit someone with an achievement or if it is credited to them, people say or believe that they were responsible for it. The staff are crediting him with having saved Hythe's life. [VERB noun + with] The mayor is credited with helping make Los Angeles the financial capital of the West Coast. [V n with -ing/n] There are 630 words whose first-time use is credited to Milton by the Oxford English Dictionary. [be VERB-ed + to] 8. verb If you credit someone with a quality, you believe or say that they have it. I wonder why you can't credit him with the same generosity of spirit. [VERB noun + with] They are crediting science with power it doesn't possess. [VERB noun with noun] 9. singular noun If you say that someone is a credit to someone or something, you mean that their qualities or achievements will make people have a good opinion of the person or thing mentioned. He is one of the greatest British players of recent times and is a credit to his profession. [+ to] Synonyms: source of satisfaction or pride, asset, honour, feather in your cap 10. verb [no cont, with brd-neg] If you cannot credit something, you cannot believe that it is true. Roosevelt either did not learn of the scandal or refused to credit what he heard. [VERB noun] It seems hard to credit that such things went on among senior Directors. [VERB that] 11. countable noun [usually plural] The list of people who helped to make a film, a CD, or a television programme is called the credits. The star of the film wants his name removed from the credits. ...a moviegoer who remains in his seat until the credits are over. 12. countable noun B2 A credit is a successfully-completed part of a higher education course. At some universities and colleges you need a certain number of credits to be awarded a degree. 13. to do sb credit phrase If you say that something does someone credit, you mean that they should be praised or admired because of it. You're a nice girl, Lettie, and your kind heart does you credit. 14. credit where credit's due phrase If you say ' credit where credit's due', you are admitting that you ought to praise someone for something that they have done or for a good quality that they possess. His gift was an extremely kind gesture. Credit where credit's due. 15. to give someone credit for sth phrase To give someone credit for a good quality means to believe that they have it. Bratbakk had more ability than the media gave him credit for. [+ for] 16. on the credit side phrase You say on the credit side in order to introduce one or more good things about a situation or person, usually when you have already mentioned the bad things about them. On the credit side, he's always been wonderful with his mother. 17. to sb's credit phrase If something is to someone's credit, they deserve praise for it. She pulled herself together and, to her credit, looked upon life as a positive experience. Although the offences were horrific it was to her credit that she had owned up. 18. with/have sth to your credit phrase If you already have one or more achievements to your credit, you have achieved them. I have twenty novels and countless magazine stories to my credit. Quotations: credit where credit is due Collocations: credit crisis Yet today the Government is seriously considering printing more banknotes to ease the credit crisis. The Sun (2009) The credit crisis is in danger of making us blasé about enormous sums of money. Times, Sunday Times (2008) Two unique features of the credit crisis will deepen uncertainty in the short term, he said. Times, Sunday Times (2008) The credit crisis put paid to that and in the past two years AIM has become moribund. Times, Sunday Times (2010) Precious metals: Gold and silver trading shot up last year as the credit crisis sent investors into safe havens. Times, Sunday Times (2009) There he became a highprofile voice decrying the decline of credit derivatives after regulations made them less profitable. Times, Sunday Times For many analysts these credit derivatives are to blame for the credit crunch. Times, Sunday Times He has spent the past year getting his head round credit derivatives, with fortuitous timing. Times, Sunday Times Ten years ago credit derivatives didn't exist: now they drive a whole industry. Times, Sunday Times The bank lost 929 million in equities and 722 million in credit derivatives. Times, Sunday Times Warnings the country's 2009 debt was even higher than expected - and another credit downgrade - hit confidence. The Sun Whatever the political implications, for professional investors the credit downgrade was nothing more than a feeble joke. Times, Sunday Times And while all this extra borrowing has produced huge government deficits, dire prophecies of rising interest rates and credit downgrades have proved wrong. Times, Sunday Times Last year, the company suffered from credit downgrades and many investors abandoned its stock. Globe and Mail But an irresponsible credit expansion and unsustainable housing bubble have to be unwound before the economy recovers. Times, Sunday Times We've been living beyond our means for a long time, due to the credit expansion. Times, Sunday Times Yet governments and central banks did too little, either by policy or by pronouncement, to constrain the resulting credit expansion. Times, Sunday Times The real reason was an irresponsible credit expansion and a failure by banks to understand the risks they were taking on. Times, Sunday Times The good old days will not return until decades of overambitious credit expansion are unwound. Times, Sunday Times Anyone who spots missing or incorrect information on their credit file should inform the relevant lenders and the agency. Times, Sunday Times (2009) Missed credit card, loan or mortgage payments remain on your credit file for three years, while bankruptcy and county court judgments are visible for six years. Times, Sunday Times (2009) You don't owe a penny and your credit file will be wiped clean. The Sun (2017) It promised to remove any reference to the problem from his credit file. Times, Sunday Times (2016) This would help to clear her debts quicker and thus shorten the time that her credit file is affected. Times, Sunday Times (2010) The big automakers are, in reality, huge credit finance institutions with a few car plants on the side, building the assets to be securitised. Times, Sunday Times He pointed out that the company generates about 250m of its 630m sales from outside home-shopping, where buyers do not use credit finance. Times, Sunday Times Credits financed investment in production improvements. Retrieved from Wikipedia CC BY-SA 3.0 She had been convicted of eight counts of tax credit fraud and three of money laundering. The Sun And it's rife with credit fraud. The Sun She then tells him about the car theft, credit fraud, and fleeing of a scene. Retrieved from Wikipedia CC BY-SA 3.0 Due to an extremely poor anti-fraud system, credit fraud, committed by both customers and store personnel, was rampant. Retrieved from Wikipedia CC BY-SA 3.0 Globally the bank was hit by $10.1 billion (5.14 billion) of problem loans and losses from credit investments, which pushed first-half profits 28 per cent lower to $10.2 billion. Times, Sunday Times A number of societies have been forced into mergers with larger rivals after being struck down by large losses on loans on commercial property and structured credit investments. Times, Sunday Times The firm provides growth equity, venture capital and credit investments for growth, recapitalizations and management buyouts. Retrieved from Wikipedia CC BY-SA 3.0 For every £250 that someone has in savings over £6,000 the universal credit payment will be reduced by £4.35 each month up to the £16,000 total cut-off point. Times,Sunday Times He knew his universal credit payment of about £600 a month would not cover bills and groceries. Times,Sunday Times Does it have to make permanent the supposedly temporary increases in universal credit payments? Times,Sunday Times Housing benefit claimants will also receive it for an extra two weeks while waiting for their universal credit payments to start. Times, Sunday Times Those on lower incomes may have some of their losses offset by increased tax credit payments. Times, Sunday Times And the manager's credit rate remains in the balance. Times, Sunday Times Those who want to earn 6.3% on their savings need to opt for its 'preferred in credit rate'. Times, Sunday Times This reduced the spread of the primary credit rate over the fed funds rate from 100 basis points to 50 basis points. Retrieved from Wikipedia CC BY-SA 3.0 And let's face it, overdraft rates are more important to most people with a current account than credit rates. Times, Sunday Times The report says banks make almost twice as much from paying poor in credit rates to customers than they make in levying charges. Times, Sunday Times Reasons for refusal can be as small as a minor blip on a credit report. Times, Sunday Times (2010) Miss Bright purchased a consumer credit report and contacted one of our underwriters explaining that she didn't see any areas of concern in the report. Times, Sunday Times (2011) Failing to manage your credit report and score can be like throwing money down the drain. Times, Sunday Times (2017) There are in fact three different entities participating in the letter of credit transaction the seller, the buyer, and the banker. Retrieved from Wikipedia CC BY-SA 3.0 A credit agreement may be a credit facility, a credit transaction or a credit guarantee (or a combination of these). Retrieved from Wikipedia CC BY-SA 3.0 Contactless debit and credit transactions are protected by the same fraud guarantee as standard transactions. Retrieved from Wikipedia CC BY-SA 3.0 Such consumer credit transactions might include an equity credit line to which consumer purchases or leases may be charged. Retrieved from Wikipedia CC BY-SA 3.0 These were used in trade and credit transactions; they were used as remittance instruments for the purpose of transfer of funds from one place to another. Retrieved from Wikipedia CC BY-SA 3.0 If you watch a few, you can usually predict who will be victorious by the time the credits roll. Times, Sunday Times A stark notice just before the credits roll adds the final full stop to the narrative of a life. Times, Sunday Times As the credits roll, he's looking at her, longingly. Times, Sunday Times You just know that, before the final credits roll, there will be tears and hugs. Times, Sunday Times Hit the red button, and the pizza at least can be at your door before the credits roll. Times, Sunday Times Cash flow must be monitored and maximised, customer credit tightly controlled, and inventories aggressively managed. Times, Sunday Times It said customer credit card numbers and other financial information never were revealed. canada.com Poor financial control of customer credit worthiness, collections and investment justification contributed to the cash crunch as much as declining demand from customers. Retrieved from Wikipedia CC BY-SA 3.0 Under the law, utilities grant customers credits for excess energy fed to the grid. Retrieved from Wikipedia CC BY-SA 3.0 Wasps, too, deserve credit for retaining their belief despite a disjointed performance. Times, Sunday Times (2016) His parents deserve credit for giving him a solid grounding and his game has improved so much. Times, Sunday Times (2012) The club deserve credit for working through the night to clear snow from the pitch and pathways. The Sun (2010) Many earn credit for their generosity; others do not, and make do with the private warmth that comes from knowing they have enriched us all. Times, Sunday Times Homeowners earn credit when they deposit weeks for other members to use their home. Times, Sunday Times There was another fine line between harsh but necessary maintenance of workplace discipline, and pointless, burdensome faking of activity so as to earn credit with superiors. The Times Literary Supplement In some cases, time served may earn credit at a different rate than regular incarceration. Retrieved from Wikipedia CC BY-SA 3.0 The course consists of many high and low elements that the students must do to earn credit in the course. Retrieved from Wikipedia CC BY-SA 3.0 Although another 40 investors expressed an interest, none was prepared to sign up and banks refused to extend credit to cover historic debts. Times,Sunday Times It follows the first rule of banking - know your customer - and its agents have no incentive to extend credit the borrower cannot afford. Times, Sunday Times The group's operations have ground to a halt after its bankers refused to extend credit. Times, Sunday Times He apparently has to raise 30 million to pay for stock, suppliers understandably being loath to extend credit. Times, Sunday Times What qualifies as hardship varies but includes: the threat of mortgage foreclosure; impending insolvency; inability to extend credit facilities; and inability to pay tax. Times, Sunday Times Some people who need to borrow money may be allowed extra credit. Times,Sunday Times Extra credit if that person holds you to the consequences when you don't keep them. Times, Sunday Times Customers get ten per cent extra credit when they top up in stores. The Sun The bank kept on dishing out bigger loans then offering me an extra credit card or two. The Sun I'll do some extra credit or something if you want. Christianity Today Not a bit of it — and full credit to him, too. The Sun (2011) But as my elementary school maths teachers drilled into my head, you cannot receive full credit for an answer unless you show your work. Times, Sunday Times (2009) I give her full credit for her determination. Christianity Today (2000) This simply processed loans and collected debts but didn't actually grant credit, so there was no risk of losses if consumers failed to repay. Times, Sunday Times The bank also took in coin, granting credit and receipts in exchange, and charging 0.25% for the keeping. Retrieved from Wikipedia CC BY-SA 3.0 Candidates who passed exams offered before 2011 will be granted credit according to the following schedule. Retrieved from Wikipedia CC BY-SA 3.0 It's a multiple-service bank focused in corporate credit in granting credit for midsize and large companies. Retrieved from Wikipedia CC BY-SA 3.0 This became a popular meeting place of actors, journalists, musicians and especially painters, who appreciated her policy of granting credit to artists and students. Retrieved from Wikipedia CC BY-SA 3.0 The cost of renting has soared in recent months, largely because of the lack of mortgage credit. Times, Sunday Times The amount of new mortgage credit being made available to households had increased 'markedly' in the latest quarter, he said. Times, Sunday Times Mortgage lenders remain keen to offer customers the opportunity to access mortgage credit on very attractive terms. Times, Sunday Times The most important driver of this turnaround has been the sharp easing in the availability of mortgage credit since early 2013. Times, Sunday Times They want to try to keep that under control by influencing the availability of mortgage credit. Times, Sunday Times The frauds relate to cloning bank cards, stealing passwords, identity theft illicitly to obtain credit cards. Times, Sunday Times They use the letters to obtain credit cards and bank accounts, intercepting the letters when the bank sends correspondence. Times,Sunday Times Households were advised last night to monitor their bank accounts carefully for signs of irregular activity and, if necessary, to obtain credit reports. Times, Sunday Times Equipped with such detail, identity thieves could plunder bank accounts, obtain credit cards and take out fraudulent loans. Times, Sunday Times For shoppers who do use store cards to obtain credit, there are far cheaper alternatives. Times, Sunday Times The estate features as the backdrop to the opening credits. Times, Sunday Times The opening credits run to the sound of distant marching and the low thump of a drum. The Times Literary Supplement This year's chosen films are a closely guarded secret and will remain a surprise until the opening credits roll. Times, Sunday Times The choice of film remained closely guarded until the opening credits rolled last night. Times, Sunday Times And as a romance, you know exactly what will happen, even before the opening credits are finished. Times, Sunday Times I wanted him to receive the credit he rightfully earned. Christianity Today In a first for the recruitment sector, targeted readers will receive a credit card-sized videopak, which will play the campaign film when opened. Times, Sunday Times For having a player in the national side, a club can receive a credit to spend up to €100,000 (about 72,000) above the present €10 million cap. Times, Sunday Times He may let others do a work for him and receive the credit, but he will make you work and labor without even knowing how much you are doing. Christianity Today Some stores will allow you to return such items even without proof of purchase, although you are likely to receive a credit note rather than cash. Times, Sunday Times Its short-term credit rating has also been upgraded. Times, Sunday Times The cards tend to be used by borrowers who need short-term credit, but they have been blamed for trapping people in unaffordable levels of debt. Times, Sunday Times This will cause problems for the many borrowers who move their debt from one cheap short-term credit card deal to another. Times, Sunday Times Reducing the availability of these loans will do nothing to reduce demand for short-term credit. Times, Sunday Times Tighter rules on payday lenders introduced in 2014 have caused a drop in the number firms offering high-cost, short-term credit. Times,Sunday Times Tight credit and weak economic conditions will cause the demise of some big names before the two years are up. Times, Sunday Times Household spending was increasing, but only gradually, it said, 'constrained by high unemployment, modest income growth, lower housing wealth and tight credit'. Times, Sunday Times Against a background of economic gloom, austerity government and tight credit, their achievements are considerable. Times, Sunday Times Tight credit conditions and the general uncertainty are preventing many of its customers from buying equipment for themselves, so they are turning to hiring. Times, Sunday Times Failure in the financial system has fed into tight credit conditions in the corporate and personal sectors. Times, Sunday Times Translations: Chinese: 贷款, 存入 Japanese: 信用販売, 入金する |
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