An improved rating would drop the rate of residents' homeowner insurance.

But homeowners insurance only covers “catastrophic ground collapse”—when a sinkhole makes a home uninhabitable.

Four types of housing discrimination are rental discrimination, sales discrimination, lending and mortgage discrimination and homeowners insurance.

Because of the collective effect on the insurance industry of the hurricane claims of 2004, homeowners insurance has risen 40% to 60% and deductibles have risen.

The programme offers prospective homeowners subsidised loans worth up to 600,000.

However, prospective homeowners should not hang about.

Many prospective homeowners have put off looking for a property, deterred by tight mortgage lending and uncertainty over the economic outlook as the public sector cuts start in earnest.

The number of first-time buyers has fallen to its lowest since 1980 as rising house prices have forced prospective homeowners to rent properties or live with their parents.

Thousands of drivers would happily pay 20 each way to access the island daily, and prospective homeowners would bring it untold prosperity.

Wealthy homeowners and cash-rich investors have even fuelled a modest rise in house prices in recent months.

Now, shops are using them to demonstrate to their customers how green they are and less wealthy homeowners are using them for insulation.

Wealthy homeowners from abroad may also be anticipating changes to the non-dom status legislation.

Wealthy homeowners who cannot prove their income have flocked to apply for mortgages through a new website willing to lend money without seeing evidence of earnings.

Interior designers for some of the world's most prestigious developers and wealthy homeowners are unanimous - there are a few key brands that do matter to the moneyed.

It said that renting will be the only option for millions of would-be homeowners in the future.

The firm was under orders to lend $2 billion (1.2 billion) to would-be homeowners every month.

Would-be homeowners have to pass stringent credit checks and satisfy hyper-picky underwriters who are examining bank statements more closely than ever before.

Would-be homeowners without a deposit are to be given an equity loan of up to 20% of the purchase price.

It's been severe on younger people, but they are less likely to be would-be homeowners.