That means giving small firms alternative sources of credit and using vast institutional funds to rebuild the infrastructure.

The standard applies to officers and employees of an institution and to agents who invest and manage institutional funds.

Institutional funds were selling out of commercial property in 2004 and 2005, just as retail investors were being encouraged to get in.

Perhaps it's easier for individual investors to pursue this theme than institutional funds, which have to answer to boards of directors and marketing types mindful of their public image.

Institutional funds, in other words.