The Government has tried in the past few years to solve the housing crisis with various fancy schemes to offer key workers and others low-cost housing.

A recent batch of new recruits went to Romania to build low-cost housing as part of their induction training.

Another man I know is working to find new ways to provide low-cost housing for the poor.

Against this background, increasing differentiation in home ownership will more rapidly involve low-cost housing and both changing social roles and changing needs.

The very people the Government is supposed to be building low-cost housing for are the ones who will be priced out of it.