This means that you will receive a code that must then be produced to prove your identity when you make an online transaction.

And when making an online transaction, make sure you double-check the confirmation screen.

But he questioned whether it meant the state should keep details on 'every phone call, email, internet search, online transaction and so on'.

Only one voucher/online transaction per customer.

Upstream, which protects against online transaction fraud, decided to investigate the app after seeing it initiate a high number of fraudulent transaction attempts on hundreds of thousands of phones.