I learnt my human resources department uses a pension consultant who would check the policies to ensure a transfer was sensible.

When it comes to understanding your investment options, most companies will have a pension consultant who can give generic advice.

Otherwise, pension consultants recommend applying for both types of protection.

She subsequently became a certified pension consultant.

There are about 80 vacancies a year for trainee pensions consultants, retirement consultants, investment analysts, performance reporting and trainee financial strategy analysts.