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单词 credit rating
释义

credit ratingn.

Brit. /ˈkrɛdɪt ˌreɪtɪŋ/, U.S. /ˈkrɛdət ˌreɪdɪŋ/
Origin: Formed within English, by compounding. Etymons: credit n., rating n.1
Etymology: < credit n. + rating n.1
An assessment (e.g. by a finance company) of the ability and intention of a potential borrower to meet liabilities, based on previous performance; the process of making such an assessment.
ΘΚΠ
society > trade and finance > management of money > solvency > [noun] > reputation of > assessment of
credit score1855
credit rating1871
1871–2 Ref. Bk. & Directory of Bk. & Job Printers (J. Arthurs Murphy & Co.) Advt. section Your credit rating and the business gradings that you give of the various houses, are In our opinion very full and correct.
1897 F. Rawle Bouvier's Law Dict. (new ed.) I. 1079/2 To vary details of the policy as to credit rating.
1944 A. S. Tostlebe et al. Impact War on Financial Struct. Agric. i. 114 Improved farm incomes..have also made eligible for loans..many farmers who previously had lower credit ratings.
1979 Black Enterprise Dec. 64/3 While these systems of credit rating vary from one lender to another, some qualifications are universal.
2010 Independent 27 Oct. 4/2 Yesterday the rating agency Standard & Poor's confirmed that the UK's AAA credit rating was secure.

Compounds

General attributive, as credit rating agency, credit rating list, credit rating report, etc.
ΚΠ
1890 in F. A. Saward Coal Trade 115 (advt.) As indispensable as the financial and credit rating reports, the account books and other necessary paraphernalia of a properly conducted business office.
1904 Daily Consular Rep. (U.S. Dept. Commerce & Labor) 23 Nov. 4 There is one well-known general credit-rating agency, the Verein Creditreform of Vienna.
1907 Southern Merchant (Atlanta, Georgia) 29 July 12/3 A credit rating list that puts it up to the customers of the retailers as to how his or her credit stands.
1922 F. E. McGill Office Pract. & Business Procedure vi. 132 Business magazines, credit rating books, almanacs,..and telephone directories are in general use in business.
1960 Spectator 2 Dec. 883 Seven important hire-purchase companies decided to set up a joint ‘credit-rating’ list, or directory of bad payers.
1982 S. R. Gandert Protecting your Coll. 134 Our social security numbers are the basis of student I.D. numbers, and appear on credit rating reports, in violation of the 1937 Social Security Act.
2010 T. J. Sinclair in D. Coen et al. Oxf. Handbk. Business & Govt. iv. xviii. 422 In the midst of the current market turbulence, officials, politicians and their advisers believe credit rating agencies ‘play a major role in financial markets’.
This entry has been updated (OED Third Edition, March 2013; most recently modified version published online March 2022).
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n.1871
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