insurancen.
/ɪnˈʃʊərəns/, /ɪnˈʃʊərn̩s/, /ɪnˈʃɔːrəns/, /ɪnˈʃɔːrn̩s/, U.S. /ᵻnˈʃʊrəns/, /ˈɪnˌʃʊrəns/, /ˈɪnˌʃərəns/ΘΚΠ
the mind > mental capacity > belief > uncertainty, doubt, hesitation > absence of doubt, confidence > assured fact, certainty > making certain, assurance > [noun]
certaininga1300
faitha1382
certifyinga1387
assuring1530
certification1533
assurance1609
securement1622
certioration1653
ensurance1654
assecurationa1656
insurance1660
1660 T. Willsford Scales Commerce & Trade Ded. sig. A iij The acceptance of my former Labours hath given me faire hopes of an Insurance for these.
1678 N. Homes in C. H. Spurgeon Treasury of David (1886) VII. Ps. cxliv. 15 To have God to be our Jehovah is the insurance of happiness to us.
a1788 W. J. Mickle Inq. Bramin Philos. (R.) An offering grateful to their gods, as the most acceptable insurance of the divine protection.
ΘΚΠ
the mind > language > statement > assurance, confirmation, or guarantee > [noun] > an assurance
firmity1523
warrantise1586
assurance1609
insurance1710
1710 G. Farquhar Recruiting Officer (rev. ed.) ii. i. 18 Silv. Shall I venture to believe publick Report? Plume. You may, when 'tis back'd by private Insurance.
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society > society and the community > kinship or relationship > marriage or wedlock > betrothal > [noun]
truthc1300
betrothingc1315
truthingc1350
espousala1393
troth-plighta1393
desponsationa1400
troth-plightingc1400
ensurance1469
fiançailles1477
handfasting1483
assurancea1513
assuring1530
suring1530
contract1551
insurancea1556
trothing1565
despousage1570
betrothment1585
contracting1585
affiancing1596
spousage1596
espousage1599
handfasta1616
desponsories1645
hand-fastening1662
disposories1668
contraction1702
engagement1811
plightage1819
betrothal1844
heart-bond1887
introduction1965
kwanjula1973
a1556 N. Udall Ralph Roister Doister (?1566) iv. vi. sig. G.ijv Dyd not I knowe afore of the insurance Betweene Gawyn Goodlucke, and Christian Custance?
4. Commerce.† d. Short for insurance office. Obsolete. rare.
a. The act or system of insuring property, life, etc.; a contract by which the one party (usually a company or corporation) undertakes, in consideration of a payment (called a premium) proportioned to the nature of the risk contemplated, to secure the other against pecuniary loss, by payment of a sum of money in the event of destruction of or damage to property (as by disaster at sea, fire, or other accident), or of the death or disablement of a person; the department of business which deals with such contracts. Also called assurance n. (and in 17th cent. sometimes ensurance n.).Assurance is the earlier term, used alike of marine and life insurance before the end of 16th cent. Its general application is retained in the titles and policies of some long-established companies (e.g. the London Assurance Corporation). Insurance (in 17th cent. also ensurance n.) occurs first in reference to fire (1635 at insure v. 4a), but soon became coextensive with assurance, the two terms being synonymous in Magens 1755 (see assurance n. 5). Assurance would probably have dropped out of use (as it has almost done in U.S), but that Babbage in 1826 (see quot.) proposed to restrict insurance to risks to property, and assurance to life insurance. This has been followed so far that assurance is now rarely used of marine, fire, or accident insurance, and is retained in Great Britain in the nomenclature and use of the majority of life insurance companies. But in general popular use, insurance is the prevalent term. Mr. T. B. Sprague, followed by others, considers assurance, assure, assurer, etc., the proper words for the action of the company or persons undertaking the risk, insurance, insure, insurer, etc., for that of the person paying the premium. This would be in some respects a useful distinction, if it could be carried out; but it would leave the members of mutual societies at once assurers and insurers.
ΘΚΠ
society > trade and finance > financial dealings > insurance > [noun]
ensurancea1641
insurance1651
coverage1912
cover1913
1651 [see Compounds].
1663 S. Pepys Diary 1 Dec. (1971) IV. 403 Money was so taken up upon Bottomary and Insurance, and the ship left by the Maister and Seamen upon rocks, which..she must perish.
1665 T. Manley tr. H. Grotius De Rebus Belgicis 80 The Covenant of preventing Danger (commonly called Insurance) frequent among Merchants, added a Shadow of Law; whereby the incertainty of the Event is usually transferred to another, with some certain Reward.
1693 E. Halley in Philos. Trans. (Royal Soc.) 17 602 By what has been said, the Price of Insurance upon Lives ought to be regulated.
1711 Act 10 Anne c. 26 (title) An Act for laying additional Duties on Hides and Skins..Gilt and Silver Wire, and Policies of Insurance.
1711 Act 10 Anne c. 26 §68 Any writing commonly called a Policy of Assurance or Insurance.
1755 N. Magens (title) Essay on Insurances.
1755 N. Magens Ess. Insurances I. 12 On June the 1st he sent aboard Ten Bales marked M, No. 1 to 10, which cost One Thousand Pounds; and on that Day he had Insurance done to that Value under the general expression of Merchandize.
1786 T. Jefferson Writings (1859) II. 26 Making further inquiry as to the premium of insurance at L'Orient for vessels bound to or from America.
1817 W. Selwyn Abridgem. Law Nisi Prius (ed. 4) II. 869 A policy of insurance is the instrument in which the terms of this agreement are set forth.
1826 C. Babbage Compar. View Inst. Assurance of Lives Pref. (note) The terms insurance and assurance have been used indiscriminately for contracts relative to life, fire, and shipping; as custom has rather more frequently employed the latter term for those relative to life, I have in this volume entirely restricted the word assurance to that sense. If this distinction be admitted assurance will signify a contract dependent on the duration of life, which must either happen or fail; and insurance will mean a contract relating to any other uncertain event which may partly happen or partly fail.
1848 J. Arnould Law Marine Insurance I. i. i. 8 The very essence of the contract of Marine Insurance is that it is a contract of Indemnity.
1853 W. Farr in Reg. General's 12th Rept. App. p. xvii The phrase ‘Life Insurance’ is in every respect preferable to ‘Life Assurance’.
1872 Wharton's Law Lexicon (ed. 5) (at cited word) The practice of marine insurance is older than insurance against fire and upon lives. While all fire and life insurances are made at the risk of companies..a large proportion of marine insurances is made at the risk of individuals called under~writers.
1893 F. B. Relton Fire Insur. Companies 6 It having been decided that the Court [created by 43 Eliz. c. 12] had no jurisdiction in the case of Life Insurances, it is evident that it could not have had any in the case of Fire Insurances, which..did not exist in Great Britain when the Act was passed.
b. The sum paid for insuring; the premium.
ΘΚΠ
society > trade and finance > fees and taxes > [noun] > for insurance
insurance1666
single premium1877
1666 London Gaz. No. 100/3 The Insurance upon our Convoy to the Levant is very high.
1806 C. Hutton Course Math. (ed. 5) I. 127 To find the insurance on 107l, for 117 days, at 4¾ per cent. per annum.
1833 H. Martineau Loom & Lugger i. i. 12 Upon the payment of an insurance of ten per cent.
1900 N.E.D. at Insurance Mod. His Insurance falls due this month.
c. The sum to be recovered in case of the occurrence of the contingency; the amount for which property or life is insured.
ΘΚΠ
society > trade and finance > financial dealings > insurance > [noun] > insurance policy > associated expense, amount, or charge
premio1622
premium1661
reversion1768
reversionary bonus1833
insurance1838
loading1867
hazard rate1872
single premium1877
margin1881
line1899
strain1910
deductible1927
no-claims bonus1933
co-pay1959
co-payment1966
1838 A. De Morgan Ess. Probabilities 227 The present value of such an insurance as the preceding.
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1723 D. Defoe Hist. Col. Jack (ed. 2) 65 One Stewart..kept a Wager Office and Insurance.
e. The act or system of insuring employed persons against sickness or unemployment, esp. in accordance with the National Insurance Acts of 1911, 1920, 1946, and 1965, which require certain wage-earners to make weekly payments supplemented by their employers, in return for which they are entitled to State assistance in sickness, unemployment, etc.
ΘΚΠ
society > trade and finance > financial dealings > insurance > [noun] > act of insuring
surance1547
assurance1622
hedginga1631
insuring1647
over-insurance1755
self-insurance1829
insurance1878
under-insurance1893
1878 W. L. Blackley in 19th Cent. Nov. 834 (title) National Insurance: a cheap, practical and popular means of abolishing poor rates.
1911 Times 28 Mar. 10/3 The preparation of the Sickness and Invalidity Insurance Bill.
1911 Times 5 May 14/3 If he had divided his bill into two—one dealing with unemployment and one with invalidity insurance.
1911 Times 5 May 14/5 The burden imposed by State insurance must necessarily fall on manufacturers.
1911 Act 1 & 2 George V c. 55. 337 National Health Insurance.
19121 [see Compounds]. 1920 Act 10 & 11 George V c. 30 §48 (1) This act may be cited as the Unemployment Insurance Act, 1920.
Compounds
attributive and in other combinations (in sense 4a), as insurance adjuster, insurance agency, insurance agent, insurance broker, insurance commissioner, insurance company, insurance man, insurance office, insurance officer, insurance policy, insurance premium, insurance rate; (sense 4e) insurance act, insurance benefit, insurance card, insurance committee, insurance stamp.
ΘΚΠ
society > trade and finance > financial dealings > insurance > [noun] > one who insures someone else > insurance agent or broker
ensurer1649
insurance broker1651
adjustor1871
twister1924
society > trade and finance > financial dealings > insurance > [noun] > insurance policy
policy1565
insurance policy1869
1651 N. Culpeper Astrol. Judgm. Dis. (1658) 176 When the matter..remains still within the lungs..there's but little security of life: and I am confident never a one of the Colledge keeps an insurance office for such a businesse, nor will ensure thereupon at 50 per cent.
1680 (title) (Br. Mus. 816 m. 10./ 67) An advertisement from the Insurance Office for houses at the Backside of the Royal Exchange.
1755 N. Magens Ess. Insurances II. 254 Assurance or Insurance is a just and faithful Compact, by which one, or more, in Consideration of the Payment of a Sum of Money agreed on, called the Insurance Premium, takes upon himself all the Dangers which may or shall happen to the Ship, Vessel, Effects, and Property of another.
a1776 R. James Diss. Fevers (1778) 24 An insurance broker, in Castle Alley, near the Royal Exchange.
1781 W. Cowper Friendship 106 Like Hand-in-Hand insurance plates, Most unavoidably creates The thought of conflagration.
1784 in H. M. Brooks Days of Spinning-Wheel in New Eng. (1886) 62 The Gentlemen forming this Insurance Company, whose names are inserted in each Policy.
1841 R. W. Emerson Self-reliance in Ess. 1st Ser. (London ed.) 86 The insurance-office increases the number of accidents.
1866 C. N. Emerson Internal Revenue Guide 73 Insurance agents shall pay ten dollars.
1869 ‘M. Twain’ Innocents Abroad xxxviii. 409 If her [sc. Smyrna's] crown of life had been an insurance policy, she would have had an opportunity to collect on it.
1874 B. F. Taylor World on Wheels ii. ii. 199 He was an insurance agent—a retired doctor, who growing weary of saving lives with pills, had taken to insuring lives with policies.
1879 Harper's Mag. July 215/2 The insurance men..would..insure the lives of the hands who were at work there.
1879 Harper's Mag. July 215/2 Their insurance men..insured us and our workmen.
?1881 Census Eng. & Wales: Instr. Clerks classifying Occupations & Ages (?1885) 83 Insurance Company's officer, manager, actuary, secretary,..clerk.
1883 ‘M. Twain’ Life on Mississippi xliii. 436 Insurance-agency business, you know; mighty irregular.
1889 Cent. Dict. Insurance commissioner, in some of the United States, a State officer who in behalf of the public maintains a supervision over the affairs of insurance companies.
1896 T. C. Allbutt et al. Syst. Med. I. 484 The rapid, nervous, palpitating ‘insurance heart’, so constantly observed among candidates for life assurance.
1899 Westm. Gaz. 11 Apr. 2/2 To determine whether we cannot agree together to reduce our respective insurance-rates.
1911 Act 1 & 2 George V c. 55 §15 The regulations made by the Insurance Commissioners.
1911 Act 1 & 2 George V c. 55 §15 The Insurance Committee for each county or county borough.
1911 Act 1 & 2 George V c. 55 §115 This Act may be cited as the National Insurance Act, 1911.
1912 Chemist & Druggist 80 950/2 Cards and stamps for health insurance under the National Insurance Act are now procurable at post offices.
1912 Punch 31 July 99/3 Mr. Masterman has laid it down that it is the wife's duty, and not that of the husband, to lick the servants' insurance stamps.
1913 Punch 15 Jan. 49/1 As the 15th of January approaches, bringing fulfilment of 9d. for 4d. through operation of Insurance Act.
1913 Punch 13 Aug. 148/3 Somebody come to see about an insurance card or something.
1915 W. Owen Let. 22 June (1967) 189 Am feeling quite independent of Insurance Policies just now.
1923 D. H. Lawrence Birds, Beasts & Flowers (N.Y. ed.) 78 Ah Phœnix, Phœnix John's Eagle! You are only known to us now as the badge of an insurance Company.
1926 H. W. Fowler Dict. Mod. Eng. Usage 741/1 The injustice of throwing on the landlord in whose house they happen to be resident the cost of a large additional insurance benefit for those who are sick.
1929 J. B. Priestley Good Compan. i. i. 32 He..threw an insurance card and some money on the table.
1930 Morning Post 7 Aug. 11 The employers at four factories agreed to take upon themselves the charge of the insurance stamp which the men refuse to pay.
1933 Radio Times 14 Apr. 98/1 Meltonian Cream..is..an insurance policy for shoes.
1933 C. Day Lewis Magnetic Mountain 47 The Insurance Agent, the Vicar, Hard Cheese the Confidence-Tricker.
1934 A. Woollcott While Rome Burns 243 This play had been written..by a young insurance adjuster.
1945 N. L. McClung Stream runs Fast xii. 99 But one day, an insurance man, hearing that Wes had sold his drug store came out to offer him an agency, and Wes became an agent for the Manufacturers' Life Insurance Company.
1958 Listener 23 Oct. 634/2 The insurance officer denied that this was an industrial accident.
1961 Listener 10 Aug. 219/2 An insurance adjuster who also acts as a private detective.
1972 J. Gores Dead Skip (1973) xiv. 101 Harvey E. Wyman was red-faced and jovial... He was also, unlike so many small insurance agents Ballard had met, very smart.
1973 W. McCarthy Detail i. 56 You should check the people you choose more carefully... They must also have special diets. Just an insurance policy.
This entry has not yet been fully updated (first published 1900; most recently modified version published online March 2022).
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