self-certifiedadj.
/ˌsɛlfˈsəːtᵻfʌɪd/, U.S. /ˌsɛlfˈsərdəˌfaɪd/ 1. That is declared to be something without any independent substantiating evidence; that is certified by oneself.
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1861 R. Smyth Philanthropy, Proselytism & Crime 17 We want some guard other than self-certified philanthropy against the possible abuses of a five years' reign [of absolute power].
1901 N.Y. Times 10 Jan. 6/5 Oom Paul, also a self-certified Christian like Rooney and Prieth, has asserted many times..that God is on his side.
1938 Nebraska State Jrnl. 17 Oct. 4/3 The public should have the means to distinguish easily between the qualified ethical specialist and..the ‘self-certified quacketeer’.
1983 Tel. (Nashau, New Hampsh.) 5 Dec. 40/1 Flirting..is the ‘antidote to loneliness’.., say two self-certified experts on the sexy subject.
2010 N.Y. Mag. 29 Mar. 56/3 After he surrendered his right to self-certify—that is, perform his own code and safety inspections—in 2006, the city audited 286 self-certified Scarano jobs.
2. Of a short-term absence from work due to illness: certified by the absentee, without any substantiating evidence by a doctor or other health care worker. Cf. self-certification n. 2.
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1969 Brit. Med. Jrnl. 18 Jan. 146/1 Figures were carefully watched during periods near national holidays..but no excess of self-certified absence was found.
1987 Times (Nexis) 27 Oct. The society surveyed 275 organizations throughout the country, looking at three types of absence—medically certified, self-certified and uncertified.
2009 G. Johns in S. Cartwright & G. L. Cooper Oxf. Handbk. Organizational Well-being ii. 14 One can only wonder about the sources of variance underlying ‘self-certified sickness absences’.
3. Chiefly British. Of a loan or mortgage: obtained by a person declaring his or her financial standing in a formal statement, without the requirement of substantiating evidence. Also of a person: that has obtained such a loan or mortgage.
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society > trade and finance > financial dealings > moneylending > [adjective] > types of loan
self-liquidating1851
non-recourse1905
bridging1930
tied1958
underwater1975
sovereign1977
single currency1978
roll-up1983
self-certified1989
sub-sovereign1991
subprime1993
1989 Times 4 Nov. 24/5 The Household Mortgage Corporation has introduced a rate of 15.65 per cent..on its standard and self-certified mortgages.
1998 Euroweek (Electronic ed.) 6 Nov. 17 We have the flexibility to move into niches in the mortgage market as they appear... We have focused on self certified borrowers and investment properties.
2004 P. Adams in F. J. Fabozzi & M. Choudhry Handbk. European Fixed Income Securities xi. 363 They are willing to extend self-certified loans to people who find it difficult to provide sufficient proof of their earnings.
2016 Sc. Mail on Sunday (Nexis) 14 Feb. 88 Rules brought in after the financial crisis..banned self-certified mortgages.
This entry has been updated (OED Third Edition, January 2018; most recently modified version published online March 2022).
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adj.1861