repayre‧pay /rɪˈpeɪ/ ●●○ verb (past tense and past participle repaid) [transitive] 
Your mortgage will be repaid over 25 years.repay somebody something I’ll repay you the money you lent me next week.RegisterIn everyday English, people usually say that someone pays money back rather than repays it:· I'll pay you back the money at the end of the week.2to do something for someone, or give them something, in return for helping yourepay somebody for something How can we repay him for everything he’s done? I’d like to buy them something to repay all their kindness.3if something repays your time, effort etc, it is worth the time or effort you have spent
VERB TABLE
repay
| Simple Form | ||
| Present | I, you, we, they | repay |
| he, she, it | repays | |
| Past | I, you, he, she, it, we, they | repaid |
| Present perfect | I, you, we, they | have repaid |
| he, she, it | has repaid | |
| Past perfect | I, you, he, she, it, we, they | had repaid |
| Future | I, you, he, she, it, we, they | will repay |
| Future perfect | I, you, he, she, it, we, they | will have repaid |
| Continuous Form | ||
| Present | I | am repaying |
| he, she, it | is repaying | |
| you, we, they | are repaying | |
| Past | I, he, she, it | was repaying |
| you, we, they | were repaying | |
| Present perfect | I, you, we, they | have been repaying |
| he, she, it | has been repaying | |
| Past perfect | I, you, he, she, it, we, they | had been repaying |
| Future | I, you, he, she, it, we, they | will be repaying |
| Future perfect | I, you, he, she, it, we, they | will have been repaying |
EXAMPLES FROM OTHER DICTIONARIES
- Failure to repay a student loan can ruin a person's credit rating.
- My parents lent me the money to buy a car, and I repaid them over the next year.
- The loan has to be repaid within two years.
- There were doubts about the country's ability to repay the debt.
- For that failure the solicitors offered to repay their conveyancing fee: a staggeringly low £160.
- He did not arrange trips and could not repay the money.
- Mr Kerr added that none of the companies that had received the irregular payments had been required to repay money.
- Net proceeds will be used to repay short and long-term debt, refinance long term debt and for working capital.
- She apparently stopped repaying the loan after the bank changed ownership and lost the loan documents, they said.
- The money must be repaid if that mission is to occur.
- Within eight years he had fully repaid his creditors and accumulated a greater fortune than ever before.
Longman Language Activatorto pay back money that you owe someone
to give someone back money that you have borrowed from them: pay somebody back: · I'll pay you back tomorrow.pay back something: · How are you going to pay back all that money?· He's paid back about half of what he owes us.pay back a loan/debt etc: · After graduation, the student must begin to pay back the loan.
to pay a large amount of money that you owe, especially to a bank: · The loan has to be repaid within two years.· There were doubts about the country's ability to repay the debt.· My parents lent me the money to buy a car, and I repaid them over the next year.
to finish paying back an amount of money that you have borrowed: pay off a debt/loan/mortgage etc: · The mortgage will be paid off over twenty-five years.· He paid off the loan six months early.pay a debt/loan/mortgage etc off: · The country hopes to pay all its debts off within twenty years.
to pay money that you owe, especially when you do not want to or when you are late paying it: · If they don't pay up we will take legal action.· The company paid up eventually, but only after repeated threats and reminders.
: settle an account/bill/loan etc to pay money that you owe someone - used especially in business contexts: · Please settle this account within two weeks.· I settled the bill and left the restaurant.
to finally pay all the money that you owe, after some time or with some difficulty: · This cheque should clear my overdraft.· We're hoping that we can clear all our debts by the end of the year.
to give back to someone the money that they paid for something, especially because they are not satisfied with what they bought or there is something wrong with it: · We'll give you a refund if you're not entirely satisfied.· It's the wrong size. Do you think they'll give me my money back?
formal to pay money to someone for something that they have had to pay for or have lost because of you: · Pay for the hotel room when you leave, and the company will reimburse you later.· He wouldn't let me reimburse him for the cost of his journey.· We pay for any repairs that need doing to the house, and are reimbursed by the landlord.
an amount of money that is paid back to you, especially because you have paid too much in taxes, rent etc. In American English a tax rebate is called a tax refund: · The Ford Citibank credit card offers a 5 percent rebate on the purchase of a new Ford car or truck.tax/rent rebate British: · We were delighted to hear that we were entitled to a tax rebate of over £1000.
WORD SETSamortize, verbAPR, nounborrowing powers, nouncollateral, nouncompound interest, nouncreditor, nouncredit rating, nouncreditworthy, adjectivedebenture, noundebit note, nounfinance, nounfinance, verbfinance company, nounforeclose, verbhire purchase, nouninterest, nouninterest-free, adjectiveinterest rate, nounletter of credit, nounliquidate, verbliquidation, nounliquidator, nounmoneylender, nounmoney market, nounmoratorium, nounmortgage, nounmortgage, verbofficial receiver, nounowing, adjectivepayable, adjectiveprime rate, nounpromissory note, nounredeem, verbremission, nounremit, verbremortgage, verbrepay, verbrepayable, adjectiverepayment, nounrepossess, verbreschedule, verbsavings and loan association, nounsecure, verbsecurity, nounsequester, verbsequestrate, verbsettlement, nounsimple interest, nounsurety, nounundischarged, adjectiveusurer, nounusurious, adjectiveusury, nounventure capital, noun
COLLOCATIONS FROM THE ENTRY Your mortgage will be repaid over 25 years.COLLOCATIONS FROM OTHER ENTRIES
Your mortgage will be repaid over 25 years. formal (=pay the money back)· He was hoping he would soon have enough money to settle his debts.
(=give back the money you borrowed, usually over a period of time)· You can repay the loan early without a penalty.
· If I lose my job, we won't be able to pay the mortgage.
COLLOCATIONS FROM THE CORPUSNOUN· Do/can we earn an adequate return for the risk involved? and is there a clearly identified ability to repay?· Salomon was exposed to the homeowners' ability to repay.· Savings over £1000 will make a difference to the amount you can get as will your ability to repay the loan.
· Yet 23 of the world's poorest countries are set to repay twice that amount in debt this year.· His intention to repay the equivalent amount was relevant to dishonesty, not to the intention permanently to deprive.
· On maturity, generally after 91 days, the bills must be repaid in full to the bank.· The receivers proceeded with the receivership and managed to repay the bank in full.· Firms raised more external finance than they needed, using the surplus to repay bank debts and build up excess cash.· August - at least 10 Third World countries have stopped repaying their commercial bank creditors.· Thus, the discount houses may be making losses on the loans they are repaying to the commercial banks.
· But only if the couple who have 7 children repay the outstanding capital immediately.· They repay your interest and capital together, in monthly instalments which change from time to time, as our interest rates change.
· The B debt would have interest rolled up, and would be repaid once the principal on the A debt was repaid.· The debt is to be repaid through Pima County residents' user fees.· The creditors' approval remained dependent on US$4,100 million of debt being repaid over the following two years.· The number of years over which debt is to be repaid is referred to as the term to maturity of the debt.
· In money terms, therefore, it is cheaper to repay loans quickly because interest will be saved.· Silent violence is repaid with interest.· They repay your interest and capital together, in monthly instalments which change from time to time, as our interest rates change.
· But in practice some authorities judge that this relationship has meant that loans should be repaid quickly.· In addition to the inherited Banrural loans still to be repaid, new debt was encouraged by the state and private investors.· Crisis loans are repaid by weekly deductions from benefit.· The loans were rarely repaid, nor were they intended to be.· However, when the loan is repaid, the company is entitled to a refund of the corporation tax.· An astonishing 97 percent of their loans are repaid on time.· Government-backed loans would be repaid over 15 years, including an eight-year grace period.
· Should the monk provide her with this money she will repay him in whatever way he pleases.· They also tend to pay the lender a big fat fee if the borrower makes enough money to repay his loans prematurely.· The business of lending money is like gambling-the creditors calculate the odds of the money being repaid.· But now the county has a stake in seeing the money repaid.· All but £2,000 of the stolen money has been repaid.· The money must be repaid if that mission is to occur.· Patros would have to become Prime Minister, too, so that we could be sure that the money would be repaid.
· Red letter customers need to witness investment returns greater than 8 per cent to stand any chance of repaying their mortgage.· This is an insurance that repays the mortgage in full should the person paying the mortgage die.· Every pound you repay on your mortgage offers a guaranteed rate of return of 11.5 per cent.· The most tax efficient way of repaying a mortgage is the pension mortgage.· The figure you place in the final column is how much you can afford to spend repaying a mortgage every month.
· A general obligation bond is repaid through property taxes.
· In a few cases the loan may be repaid in one lump sum at the end of its term.· He said that he intended to repay the sums by renting out the dwellings or by selling them.
· A general obligation bond is repaid through property taxes.· If they sell them at any time before that, they must repay the full tax credit on the shares.· Your money will not be forfeited but you will have to repay any tax relief you have received.
· Public-sector loans were now to be repaid over 20 years and other loans over 15 years.· But Mr Pulman estimated that could be repaid within two years.· Government-backed loans would be repaid over 15 years, including an eight-year grace period.· The estimated building costs amounted to £6,800 which was to be borrowed and to be repaid within twenty-five years.· Even these unpretentious, non-vintage champagnes benefit from keeping for a time; the great champagnes repay keeping for years and years.
VERB· Mr Marshall argued that with a strengthened management team, Railtrack intended to repay passengers' patience.· He said that he intended to repay the sums by renting out the dwellings or by selling them.· I intend to repay that trust by working tirelessly for all Willington East residents.· The accused took money from his employers, intending to repay.
· Mr Kerr added that none of the companies that had received the irregular payments had been required to repay money.· Voters rejected the measure, which would have required the group to repay the buyout, by 51 percent to 49 percent.· The assistance will be required to be repaid in the event of the bid being successful.· A further US$400 million was required to be repaid every six months thereafter.
· Net proceeds will be used to repay short and long-term debt, refinance long term debt and for working capital.· That generated plenty of dollars the government could use to repay debts.· Proceeds will be used primarily to repay revolving credit borrowings, to finance new store openings and for working capital.· When the warrants are exercised, the issuer can use the proceeds to repay the bonds.· Firms raised more external finance than they needed, using the surplus to repay bank debts and build up excess cash.· He intended to use the cash to repay the money he had stolen from the company.
WORD FAMILYnounpaypaymentrepaymentpayerpayeeadjectivepaid ≠ unpaidunderpaid ≠ overpaidpayableverbpayrepayunderpay ≠ overpay
1to pay back money that you have borrowedrepay a loan/debt etc Your mortgage will be repaid over 25 years.repay somebody something I’ll repay you the money you lent me next week.RegisterIn everyday English, people usually say that someone pays money back rather than repays it:· I'll pay you back the money at the end of the week.2to do something for someone, or give them something, in return for helping yourepay somebody for something How can we repay him for everything he’s done? I’d like to buy them something to repay all their kindness.3if something repays your time, effort etc, it is worth the time or effort you have spent