a person who holds an encumbrance on property belonging to another
encumbrancer in American English
(enˈkʌmbrənsər)
noun
Law
a person who holds an encumbrance
Word origin
[1855–60; encumbrance + -er1]This word is first recorded in the period 1855–60. Other words that entered Englishat around the same time include: boilerplate, keyword, pickup, pipeline, superheat-er is a suffix used in forming nouns designating persons from the object of their occupationor labor (hatter; tiler; tinner; moonshiner), or from their place of origin or abode (Icelander; southerner; villager), or designating either persons or things from some special characteristic or circumstance(six-footer; three-master; teetotaler; fiver; tenner)