单词	coinsurance
释义	coinsurance noun co·​in·​sur·​ance ˌkō-ən-ˈshu̇r-ən(t)s   also  -ˈin-ˌshu̇r- 1 : joint assumption of risk (as by two underwriters) with another 2 : insurance (such as fire insurance) in which the insured is obligated to maintain coverage on a risk at a stipulated percentage of its total value or in the event of loss suffer a penalty in proportion to the deficiency 3 : health insurance in which the insured is required to pay a fixed percentage of the cost of medical expenses after the deductible has been paid and the insurer pays the remaining expenses Coinsurance is not a new idea—Americans who grew up in the era before managed care will remember their parents paying 20% of the costs of office visits, tests, and prescriptions. Thomas H. Lee et al. Example Sentences Recent Examples on the Web And say the insurance plan's coinsurance requirement for that medication is 25%. Howard Dean, Fortune, 26 July 2022 This account, by the way, can be used to pay out-of-pocket deductibles, copayments or coinsurance under all parts of Medicare. John C. Goodman, Forbes, 28 Jan. 2022 There was no apparent business reason for the credit-coinsurance contracts. Jay Adkisson, Forbes, 13 May 2022 Any copay, deductible or coinsurance is the financial obligation of the person seeking care, not the insurance company. WSJ, 14 Apr. 2022 Gossett said rising out-of-pocket costs are due to increasing insurance deductibles, copayments and coinsurance. Stephen Singer, courant.com, 14 Feb. 2022 Consumers with private insurance will be able to obtain the tests without any cost sharing such as deductibles, coinsurance or copayments, according to the new policy. Stephanie Armour, WSJ, 10 Jan. 2022 The funds can be used to pay for bills that count toward your deductibles, copayments, coinsurance, and some other expenses (but generally not your health insurance premiums). Margaret Littman, Health.com, 30 Nov. 2021 The cost for this type of therapy depends on whether or not insurance is covering it and what the deductible or coinsurance plan is. Claire Sibonney, SELF, 29 Sep. 2021 See More Word History First Known Use circa 1889, in the meaning defined at sense 1 Medical Definition coinsurance noun co·​in·​sur·​ance ˌkō-ən-ˈshu̇r-ən(t)s, -ˈshər- also -ˈin-ˌshu̇r-, -ˌshər-  : health insurance in which an insurer requires the insured to pay a fixed percentage of the cost of medical expenses after the deductible has been paid and with the insurer to pay the remaining expenses Coinsurance is not a new idea—Americans who grew up in the era before managed care will remember their parents paying 20% of the costs of office visits, tests, and prescriptions. Thomas H. Lee et al., The New England Journal of Medicine Legal Definition coinsurance noun co·​in·​sur·​ance ˌkō-in-ˈshu̇r-əns, kō-ˈin-ˌshu̇r-  1 : joint assumption of risk (as by two underwriters) with another 2 : insurance (as fire insurance) in which the insured is obligated to maintain coverage on a risk at a stipulated percentage of its total value or in the event of loss to suffer a penalty in proportion to the deficiency
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