单词	overdraft
释义	overdraft noun over·​draft ˈō-vər-ˌdraft  1 : an act of overdrawing at a bank : the state of being overdrawn also : the sum overdrawn 2 : line of credit Example Sentences Recent Examples on the Web And while overdraft fees and NSF fees may have fallen in the last year, Americans are still getting dinged elsewhere. Megan Leonhardt, Fortune, 31 Aug. 2022 Under this program, banks will share applicant information regarding balances and overdraft histories to identify financially responsible individuals who haven’t previously built credit. Q.ai - Investing Reimagined, Forbes, 17 May 2021 The banks would consider applicants’ account balances over time and their overdraft histories, the people said. Annamaria Andriotis, WSJ, 13 May 2021 It was applied in this case because Richardson has been convicted of four felonies in Sebastian County: one overdraft count, one possession of a firearm count and two counts of promoting prostitution, according to authorities. Remington Miller, Arkansas Online, 25 Aug. 2022 Other institutions did the same in the summer of 2021 and have, even in the last few months, continued to announce changes to their overdraft programs. Ricardo Torres, Journal Sentinel, 11 Aug. 2022 Like a bank, the vacuum of space has an overdraft facility, but this debt is usually quickly paid back by the particles annihilating each other. Robert Lea, Popular Mechanics, 9 Aug. 2022 Their push for federal legislation comes as more than a dozen banks have announced overdraft reforms. Megan Leonhardt, Fortune, 12 July 2022 Debt-to-income ratios, overdraft events, monthly spending habits and other transaction analyses can provide supplemental information about a potential customer outside of just a credit score. Ronan Burke, Forbes, 4 May 2022 See More Word History First Known Use 1812, in the meaning defined at sense 1 Legal Definition overdraft noun over·​draft ˈō-vər-ˌdraft  1 : the act or result of drawing on a bank account for more than the balance also : the amount exceeding the balance in an overdraft 2 : a loan or credit extended on a current account especially to established or institutional customers
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