loan

From Longman Dictionary of Contemporary EnglishRelated topics: Loansloanloan1 /ləʊn $ loʊn/ S2 W2 noun 1 [countable]BORROW an amount of money that you borrow from a bank etcloan of a loan of £60,000 I had to take out a loan to buy my car. It’ll be years before we’ve paid off the loan.2 [singular]LEND when you lend something to someoneloan of Thanks for the loan of your camera. 3 → on loan (from somebody/something)COLLOCATIONSverbstake out a loan (=borrow money)Most home buyers take out a loan.repay/pay off/pay back a loan (=give back the money you borrowed, usually over a period of time)You can repay the loan early without a penalty.give somebody a loanI hoped to persuade my bank manager to give us a loan.make a loan (=give someone a loan)Banks are cautious about making new loans.ask for/apply for a loanHe asked his father for a loan.get a loanShe got a loan from the bank.secure a loan (on something) (=agree to give the lender something if you do not pay back the loan on time)The loan was secured on his home.ADJECTIVES/NOUN + loana £20,000/$5,000 etc loanThe company asked for a £100,000 loan.a bank loan (=money lent by a bank)What is the interest you will pay on a bank loan?a home/car loan (=a loan to buy a home or a car)They took out a thirty-year home loan.a personal loan (=money lent to a person, rather than a company)If you want money for a specific purchase, you can get a personal loan.a business loan (=money lent to a business)The bank offers a range of business loans to meet the needs of small businesses.a student loan (=money lent to a student to pay for university)Many college graduates are paying off huge student loans.a long-term/short-term loan (=to be paid back after a long/short time)I intended the money as a short-term loan.an interest-free loan (=on which you pay no interest)They offer an interest-free loan for two years.a low-interest loana low-interest loan to the country from the International Development Associationloan + NOUNa loan repaymentyour monthly loan repaymentsa loan agreement (=that says how much the loan will be, how much you will pay back each month etc)Read the terms of your loan agreement carefully. THESAURUSloan noun [countable] an amount of money that is borrowed, especially from a bank or company, which you agree to pay back by the end of a period of timeWe took out a loan to buy a new car.He is paying back a $50,000 loan.mortgage noun [countable] a large amount of money that someone borrows from a bank or company to buy a houseNick told me the mortgage on his apartment is worth about $90,000.Anyone taking out a mortgage should be aware that interest rates can go up at any time.It took my parents nearly thirty years to pay off their mortgage.interest noun [uncountable] money that you pay for borrowing money, especially that you pay every year or every month at a fixed rateCredit companies charge huge amounts of interest.What’s the interest on the loan?overdraft noun [countable] British English the amount of money that you owe to bank when you have spent more money than you had in your accountI left university with no job and a big overdraft. 20% of the bank’s customers regularly use their overdraft facility.You have to pay a fee for unauthorized overdrafts.debt noun [countable, uncountable] an amount of money that a person or organization owesThe company now has debts of almost £2 million.A lot of the money went towards paying his debts.The family were $100,000 in debt (=they owed $100,000).credit noun [uncountable] an arrangement with a shop or bank that allows you to buy something and pay for it laterWe bought the furniture on credit.He had a credit limit of £7,000. Examples from the Corpusloan• If you need more money, we can arrange a loan.• The funds could be provided by you as a shareholder either as a loan or as further share capital.• The bank offered him a loan of £15,000 to set up a business.• We took out a loan to buy a new car.• She survived by taking out a bank loan and working extra hours.• Men tend to use bank credit cards, bank loans or overdrafts more than women do.• Cox specialized in assisting borrowers who didn't qualify for bank loans.• a long-term bank loan• We have a full range of business loans to suit your needs.• Last month Ivory Coast for the first time missed several key payments on foreign loans.• He received hundreds of dollars in loans from the financial institutions.• The organization asked for a $2 million loan to plant new trees in the rainforest.• attempts to increase the safety of loans to foreign countries• The charge on loans to depository institutions by the Federal Reserve Banks.• Take out a Midland personal loan now and pay the money back in easy stages.• The same loan from First Active Financial would have set you back £4,088.92.• Failure to repay a student loan can ruin that person's credit rating.• I can't afford to buy a new sofa until I pay off this loan.• He says he actually was referring to loans that surpass the equity of the homes, not home-equity loans in general. loan of• a loan of $175,000• The committee asked at least 20 companies for the loan of a private jet.loanloan2 verb [transitive] 1 American EnglishLEND to lend someone something, especially moneyloan somebody something Can you loan me $5? Jeff’s loaned us his car for the weekend.2 (also loan out British English)LEND to lend something valuable to someone The National Library has loaned several manuscripts.loan something to somebody/something Two of the steam trains have been loaned to other railways. → See Verb tableExamples from the Corpusloan• Payments received in excess of the amount loaned are the property of the borrower.• About one hundred sculptures and constructions, the majority loaned by the Fundacio Joan Miró and shown with related drawings and sketches.• And how generous was the young count, to loan his auto to Papa for our family needs.• The family loaned their collection of paintings for the exhibition.• City cops looked the other way, and the Cal State Angels loaned us hardware. loan somebody something• Can you loan me $5?• Jeff loaned us his car for the weekend.From Longman Business Dictionaryloanloan1 /ləʊnloʊn/ noun [countable]FINANCE1money borrowed from a bank, financial institution, person etc on which interest is usually paid to the lender until the loan is repaidThe couple took out and repaid several loans (=obtained them and paid them back) to build up their business.The bank recently made a loan to the company for a new warehouse.Citibank will provide loans of $50,000 to $250,000 to small contractors.More than 40 financial institutions have extended loans (=given loans) to the real estate firm.A loan is a form of debt. A borrower receives money from a lender which they pay back in instalments British English /installments American English (=a series of regular payments that are made until all of the loan has been paid back). Loans are provided by financial institutions, such as banks, who charge interest. The interest rate (=percentage rate used for calculating interest over a particular period of time, usually one year) usually depends on the type of loan. You usually pay a lower rate of interest on a secured loan than on an unsecured loan. An example of a secured loan is a mortgage (=a loan to buy a property). If you do not make your regular payments on a mortgage, the lender normally has the right to take the property and sell it in order to get back their money. Examples of an unsecured loan include an overdraft British English (=an arrangement between a bank and a customer allowing them to take out more money from their current account than they have in it), a personal loan, and money owed on a credit card. 2service a loan a)to make repayments on a loanWith rising sales, he saw no problem servicing the loans. b)to collect repayments on a loan for another organizationMany lenders continue to service loans they have sold into the secondary market.3refinance a loan to replace an old loan with a new oneHomeowners rushed to refinance and prepay their loans at lower interest rates. → amortizing loan → back-to-back loan → bad loan → balloon loan → bank loan → bridge loan → bullet loan → call loan → commercial loan → consumer loan → corporate loan → credit-card loan → debt consolidation loan → delinquent loan → discount loan → foreign loan → home equity loan → home loan → interest-free loan → irrecoverable loan → long-term loan → medium-term loan → non-performing loan → nonrecourse loan → overnight loan → parallel loan → performing loan → personal loan → property loan → rollover loan → secured loan → short-term loan → soft loan → syndicated loan → term loan → underlying loan → unsecured loanloanloan2 verb [transitive]FINANCE especially American English to lend someone something, especially moneyloan somebody something/loan something to somebodyThe IMF has already loaned the country $11 billion.→ See Verb tableOrigin loan1 (1100-1200) Old Norse lan

单词	loan
释义	loan From Longman Dictionary of Contemporary EnglishRelated topics: Loansloanloan1 /ləʊn $ loʊn/ ●●● S2 W2 noun 1 [countable]BORROW an amount of money that you borrow from a bank etcloan of a loan of £60,000 I had to take out a loan to buy my car. It’ll be years before we’ve paid off the loan.2 [singular]LEND when you lend something to someoneloan of Thanks for the loan of your camera. 3 → on loan (from somebody/something)COLLOCATIONSverbstake out a loan (=borrow money)Most home buyers take out a loan.repay/pay off/pay back a loan (=give back the money you borrowed, usually over a period of time)You can repay the loan early without a penalty.give somebody a loanI hoped to persuade my bank manager to give us a loan.make a loan (=give someone a loan)Banks are cautious about making new loans.ask for/apply for a loanHe asked his father for a loan.get a loanShe got a loan from the bank.secure a loan (on something) (=agree to give the lender something if you do not pay back the loan on time)The loan was secured on his home.ADJECTIVES/NOUN + loana £20,000/$5,000 etc loanThe company asked for a £100,000 loan.a bank loan (=money lent by a bank)What is the interest you will pay on a bank loan?a home/car loan (=a loan to buy a home or a car)They took out a thirty-year home loan.a personal loan (=money lent to a person, rather than a company)If you want money for a specific purchase, you can get a personal loan.a business loan (=money lent to a business)The bank offers a range of business loans to meet the needs of small businesses.a student loan (=money lent to a student to pay for university)Many college graduates are paying off huge student loans.a long-term/short-term loan (=to be paid back after a long/short time)I intended the money as a short-term loan.an interest-free loan (=on which you pay no interest)They offer an interest-free loan for two years.a low-interest loana low-interest loan to the country from the International Development Associationloan + NOUNa loan repaymentyour monthly loan repaymentsa loan agreement (=that says how much the loan will be, how much you will pay back each month etc)Read the terms of your loan agreement carefully. THESAURUSloan noun [countable] an amount of money that is borrowed, especially from a bank or company, which you agree to pay back by the end of a period of timeWe took out a loan to buy a new car.He is paying back a $50,000 loan.mortgage noun [countable] a large amount of money that someone borrows from a bank or company to buy a houseNick told me the mortgage on his apartment is worth about $90,000.Anyone taking out a mortgage should be aware that interest rates can go up at any time.It took my parents nearly thirty years to pay off their mortgage.interest noun [uncountable] money that you pay for borrowing money, especially that you pay every year or every month at a fixed rateCredit companies charge huge amounts of interest.What’s the interest on the loan?overdraft noun [countable] British English the amount of money that you owe to bank when you have spent more money than you had in your accountI left university with no job and a big overdraft. 20% of the bank’s customers regularly use their overdraft facility.You have to pay a fee for unauthorized overdrafts.debt noun [countable, uncountable] an amount of money that a person or organization owesThe company now has debts of almost £2 million.A lot of the money went towards paying his debts.The family were $100,000 in debt (=they owed $100,000).credit noun [uncountable] an arrangement with a shop or bank that allows you to buy something and pay for it laterWe bought the furniture on credit.He had a credit limit of £7,000. Examples from the Corpusloan• If you need more money, we can arrange a loan.• The funds could be provided by you as a shareholder either as a loan or as further share capital.• The bank offered him a loan of £15,000 to set up a business.• We took out a loan to buy a new car.• She survived by taking out a bank loan and working extra hours.• Men tend to use bank credit cards, bank loans or overdrafts more than women do.• Cox specialized in assisting borrowers who didn't qualify for bank loans.• a long-term bank loan• We have a full range of business loans to suit your needs.• Last month Ivory Coast for the first time missed several key payments on foreign loans.• He received hundreds of dollars in loans from the financial institutions.• The organization asked for a $2 million loan to plant new trees in the rainforest.• attempts to increase the safety of loans to foreign countries• The charge on loans to depository institutions by the Federal Reserve Banks.• Take out a Midland personal loan now and pay the money back in easy stages.• The same loan from First Active Financial would have set you back £4,088.92.• Failure to repay a student loan can ruin that person's credit rating.• I can't afford to buy a new sofa until I pay off this loan.• He says he actually was referring to loans that surpass the equity of the homes, not home-equity loans in general. loan of• a loan of $175,000• The committee asked at least 20 companies for the loan of a private jet.loanloan2 ●●○ verb [transitive] 1 American EnglishLEND to lend someone something, especially moneyloan somebody something Can you loan me $5? Jeff’s loaned us his car for the weekend.2 (also loan out British English)LEND to lend something valuable to someone The National Library has loaned several manuscripts.loan something to somebody/something Two of the steam trains have been loaned to other railways. → See Verb tableExamples from the Corpusloan• Payments received in excess of the amount loaned are the property of the borrower.• About one hundred sculptures and constructions, the majority loaned by the Fundacio Joan Miró and shown with related drawings and sketches.• And how generous was the young count, to loan his auto to Papa for our family needs.• The family loaned their collection of paintings for the exhibition.• City cops looked the other way, and the Cal State Angels loaned us hardware. loan somebody something• Can you loan me $5?• Jeff loaned us his car for the weekend.From Longman Business Dictionaryloanloan1 /ləʊnloʊn/ noun [countable]FINANCE1money borrowed from a bank, financial institution, person etc on which interest is usually paid to the lender until the loan is repaidThe couple took out and repaid several loans (=obtained them and paid them back) to build up their business.The bank recently made a loan to the company for a new warehouse.Citibank will provide loans of $50,000 to $250,000 to small contractors.More than 40 financial institutions have extended loans (=given loans) to the real estate firm.A loan is a form of debt. A borrower receives money from a lender which they pay back in instalments British English /installments American English (=a series of regular payments that are made until all of the loan has been paid back). Loans are provided by financial institutions, such as banks, who charge interest. The interest rate (=percentage rate used for calculating interest over a particular period of time, usually one year) usually depends on the type of loan. You usually pay a lower rate of interest on a secured loan than on an unsecured loan. An example of a secured loan is a mortgage (=a loan to buy a property). If you do not make your regular payments on a mortgage, the lender normally has the right to take the property and sell it in order to get back their money. Examples of an unsecured loan include an overdraft British English (=an arrangement between a bank and a customer allowing them to take out more money from their current account than they have in it), a personal loan, and money owed on a credit card. 2service a loan a)to make repayments on a loanWith rising sales, he saw no problem servicing the loans. b)to collect repayments on a loan for another organizationMany lenders continue to service loans they have sold into the secondary market.3refinance a loan to replace an old loan with a new oneHomeowners rushed to refinance and prepay their loans at lower interest rates. → amortizing loan → back-to-back loan → bad loan → balloon loan → bank loan → bridge loan → bullet loan → call loan → commercial loan → consumer loan → corporate loan → credit-card loan → debt consolidation loan → delinquent loan → discount loan → foreign loan → home equity loan → home loan → interest-free loan → irrecoverable loan → long-term loan → medium-term loan → non-performing loan → nonrecourse loan → overnight loan → parallel loan → performing loan → personal loan → property loan → rollover loan → secured loan → short-term loan → soft loan → syndicated loan → term loan → underlying loan → unsecured loanloanloan2 verb [transitive]FINANCE especially American English to lend someone something, especially moneyloan somebody something/loan something to somebodyThe IMF has already loaned the country $11 billion.→ See Verb tableOrigin loan1 (1100-1200) Old Norse lan
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