credit co-operative
From Longman Business Dictionarycredit co-operativeˈcredit co-ˌoperative (also savings and credit co-operative)COMMERCEFINANCEORGANIZATIONS a co-operative that lends money, collected from its members, at low rates of interestSYNCREDIT SOCIETYthe Tokyo Shinkin bank, an Osaka-based credit co-operative → co-operative