Health Insurance Benefits

Health Insurance Benefits

The specific coverage offered by a health insurance policy. For example, health insurance benefits may pay for most or all of the costs of a surgery. They also may cover doctor's visits, medical procedures, prescription drugs, and so forth. How generous these benefits are depends largely on the premium the policyholder (and/or his employer) pays each month in exchange for the coverage. Additionally, the policyholder often must pay coinsurance and/or a copay for certain procedures.