LTV

See: Loan-to-value ratio

Loan to Value Ratio

1. In mortgages, the ratio of the amount of a potential mortgage to the value of the property it is intended to finance, expressed as a percentage. It is used as a way to assess the risk of making a particular mortgage loan. A lower loan-to-value ratio is seen as a lower risk to the lender. Most mortgage lenders require a maximum loan-to-value ratio of 75%. That is, a borrower is usually expected to pay for 25% of the value of a property out-of-pocket.

2. More broadly, a ratio of the amount of a potential loan to the asset it is intended to finance. In addition to gauging the risk involved in making the loan, it tells the borrower whether or not the loan can be repaid if he/she sells the asset. This can be important if the borrower becomes unable make payments.

LTV

See loan-to-value ratio.

Loan-to-Value Ratio (LTV)

The loan amount divided by the lesser of the selling price or the appraised value.

The LTV and down payment are different ways of expressing the same facts. See Down Payment/Down Payment and LTV.

LTV

Acronym	Definition
LTV➣Loan To Value (ratio)
LTV➣Leisure Travel Van (various companies)
LTV➣Linear Time-Varying (systems and controls)
LTV➣Labour Theory of Value (economic theory)
LTV➣Life Time Value (marketing and targeted marketing, mailing)
LTV➣Laytonville (Amtrak station code; Laytonville, CA)
LTV➣Long Term Volunteering
LTV➣Loan to Valuation (ratio)
LTV➣Latvian Television (Riga, Latvia)
LTV➣Light Tactical Vehicle (US Army)
LTV➣Long-Term Variability
LTV➣Laptop Ventilator (medical equipment)
LTV➣Ling-Temco-Vought Corporation
LTV➣Light Transport Vehicle (Pakistan)
LTV➣Local Thickness Variation
LTV➣Logistics Transfer Vehicle
LTV➣Large Test Vessel
LTV➣Local Transport Vehicle
LTV➣Land Transport Vehicle
LTV➣Lead-Time Variance
LTV➣Ling-Temco-Vought Co.