| 释义 |
loan
loanthe act of lending: the loan of a book; money lent: The bank granted the loan. [Some contend that lend is a verb and loan is a noun. However, loan as a verb meaning to lend has been used in English for nearly eight hundred years. Loan is most common in financial contexts.]
Not to be confused with:lend – to grant the use of something that will be returned; to make a loan: I agreed to lend him the money.; to help: lend a handloan L0216300 (lōn)n.1. An instance of lending: a bank that makes loans to small businesses.2. a. A sum of money that is lent, usually with an interest fee: took out a loan to buy a car; repaid the loan over five years.b. The agreement or contract specifying the terms and conditions of the repayment of such a sum.c. The repayment obligation associated with such an agreement: She couldn't afford the loan after losing her job.d. The right to payment associated with such an agreement: a bank that buys consumer loans.3. The state of being lent for temporary use: a painting on loan from another museum.tr.v. loaned, loan·ing, loans To lend (money or property).
[Middle English lan, lon, from Old Norse lān; see leikw- in Indo-European roots.]Usage Note: The verb loan has been criticized by usage writers since the 19th century as an illegitimate form. The verb had fallen out of use in Britain, and the British criticism of the word got picked up by writers in the United States, where the verb had survived. In fact, the use of loan goes back to the 16th century and possibly earlier. It has seen vigorous use in American English right up to today and must be considered standard: "Lenny was delighted and even loaned his friend the capital needed for a stake in the firm" (Louis Auchincloss). Note that loan is used to describe only physical transactions, as of money or goods, while lend is correct not just for physical transactions, but for figurative ones as well: "Experience with death does not lend wisdom to physicians any more than to undertakers" (Bernard Lown).loan (ləʊn) n1. the act of lending: the loan of a car. 2. (Banking & Finance) a. property lent, esp money lent at interest for a period of timeb. (as modifier): loan holder. 3. (Linguistics) the adoption by speakers of one language of a form current in another language4. (Linguistics) short for loan word5. on loan a. lent out; borrowedb. (esp of personnel) transferred from a regular post to a temporary one elsewherevbto lend (something, esp money)[C13 loon, lan, from Old Norse lān; related to Old English lǣn loan; compare German Lehen fief, Lohn wages] ˈloanable adj ˈloaner n
loan (ləʊn) or loaningn1. a lane2. (Agriculture) a place where cows are milked[Old English lone, variant of lane1]loan (loʊn)
n. 1. the act of lending; a grant of the temporary use of something: the loan of a book. 2. something lent or furnished on condition of being returned, esp. a sum of money lent at interest. 3. loanword. v.t. 4. to make a loan of; lend: Will you loan me your umbrella? 5. to lend (money) at interest. v.i. 6. to make a loan or loans; lend. Idioms: on loan, loaned or borrowed for temporary use or employment. [1150–1200; Middle English lon(e),lan(e) (n.), Old English lān gift, grant < Old Norse lān, c. Old English lǣn, Middle Dutch lēne, Old High German lēhan; compare lend] loan′a•ble, adj. usage: Sometimes mistakenly identified as an Americanism, loan as a verb meaning “to lend” has been used in English for nearly 800 years. The occasional objections to loan as a verb referring to things other than money are comparatively recent. loan is standard in all contexts but is perhaps most common in financial ones: The government has loaned money to farmers to purchase seed. loan
Past participle: loaned
Gerund: loaning
| Present |
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| I loan | | you loan | | he/she/it loans | | we loan | | you loan | | they loan |
| Preterite |
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| I loaned | | you loaned | | he/she/it loaned | | we loaned | | you loaned | | they loaned |
| Present Continuous |
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| I am loaning | | you are loaning | | he/she/it is loaning | | we are loaning | | you are loaning | | they are loaning |
| Present Perfect |
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| I have loaned | | you have loaned | | he/she/it has loaned | | we have loaned | | you have loaned | | they have loaned |
| Past Continuous |
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| I was loaning | | you were loaning | | he/she/it was loaning | | we were loaning | | you were loaning | | they were loaning |
| Past Perfect |
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| I had loaned | | you had loaned | | he/she/it had loaned | | we had loaned | | you had loaned | | they had loaned |
| Future |
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| I will loan | | you will loan | | he/she/it will loan | | we will loan | | you will loan | | they will loan |
| Future Perfect |
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| I will have loaned | | you will have loaned | | he/she/it will have loaned | | we will have loaned | | you will have loaned | | they will have loaned |
| Future Continuous |
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| I will be loaning | | you will be loaning | | he/she/it will be loaning | | we will be loaning | | you will be loaning | | they will be loaning |
| Present Perfect Continuous |
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| I have been loaning | | you have been loaning | | he/she/it has been loaning | | we have been loaning | | you have been loaning | | they have been loaning |
| Future Perfect Continuous |
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| I will have been loaning | | you will have been loaning | | he/she/it will have been loaning | | we will have been loaning | | you will have been loaning | | they will have been loaning |
| Past Perfect Continuous |
|---|
| I had been loaning | | you had been loaning | | he/she/it had been loaning | | we had been loaning | | you had been loaning | | they had been loaning |
| Conditional |
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| I would loan | | you would loan | | he/she/it would loan | | we would loan | | you would loan | | they would loan |
| Past Conditional |
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| I would have loaned | | you would have loaned | | he/she/it would have loaned | | we would have loaned | | you would have loaned | | they would have loaned |
Thesaurus| Noun | 1. |  loan - the temporary provision of money (usually at interest)bank loan - a loan made by a bank; to be repaid with interest on or before a fixed dateequity credit line, home equity credit, home equity loan, home loan - a loan secured by equity value in the borrower's homeinstallment credit, installment loan - a loan repaid with interest in equal periodic paymentsdebt - money or goods or services owed by one person to anothercall loan, demand loan - a loan that is repayable on demanddirect loan - a loan by a lender to a customer without the use of a third party; direct lending gives the lender greater discretion in making loansloan participation, participation financing, participation loan - a loan that is shared by a group of banks that join to make a loan too big for any one of them aloneconsumer loan, personal loan - a loan that establishes consumer credit that is granted for personal use; usually unsecured and based on the borrower's integrity and ability to paypoint - one percent of the total principal of a loan; it is paid at the time the loan is made and is independent of the interest on the loanmortgage loan, real estate loan - a loan on real estate that is usually secured by a mortgagetime loan - a loan that is payable on or before a specified dateprincipal - the original amount of a debt on which interest is calculated | | 2. | loan - a word borrowed from another language; e.g. `blitz' is a German word borrowed into modern Englishloanwordword - a unit of language that native speakers can identify; "words are the blocks from which sentences are made"; "he hardly said ten words all morning"Latinism - a word or phrase borrowed from LatinGallicism - a word or phrase borrowed from French | | Verb | 1. | loan - give temporarily; let have for a limited time; "I will lend you my car"; "loan me some money"lendgive - transfer possession of something concrete or abstract to somebody; "I gave her my money"; "can you give me lessons?"; "She gave the children lots of love and tender loving care"hire out, rent out, farm out - grant the services of or the temporary use of, for a fee; "We rent out our apartment to tourists every year"; "He hired himself out as a cook"trust - extend credit to; "don't trust my ex-wife; I won't pay her debts anymore"advance - pay in advance; "Can you advance me some money?" |
loannoun1. advance, credit, mortgage, accommodation, allowance, touch (slang), overdraft They want to make it easier for people to get a loan.verb1. lend, allow, credit, advance, accommodate, let out They asked us to loan our boat to them.loanverbTo supply (money), especially on credit:advance, lend.Translationsloan (ləun) noun1. anything lent, especially money. I shall ask the bank for a loan. 借出物(尤指貸款) 借出物（尤指贷款） 2. the act of lending. I gave him the loan of my bicycle. 借出 借出 verb (especially American) to lend. Can you loan me a pen? 借出 借出loan
float a loan1. To receive a loan of money from someone or some institution. I had to float a loan to pay for the medical expenses. Thankfully they were able to float a loan and implement the repairs and upgrades the health inspector had demanded.2. To give, or arrange for someone to give, a loan of money to someone else. In this usage, a noun or pronoun is used after "float." I'd be happy to float you a loan to help get your business off the ground. The house needs a lot of work, so they're looking around at creditors who might be willing to float them a loan.See also: float, loanloan (something) to (one)To allow someone to borrow or make use of something temporarily. Some linguists, especially in British English, believe that "loan" should only be used as a noun, while the correct verb is only "lend." Primarily heard in US. I can loan $20 to you, but I'll need it back by this weekend. Would you mind loaning your pencil to me? I forgot to bring one. The bank agreed to loan the money for the refurbishments to our company.See also: loanon loanGiven to someone on a temporary basis. We've got a backhoe on loan from Mike's construction company to help dig a ditch through the field at the back of the house. We're delighted to announce that we will have The Mona Lisa on loan from the Louvre.See also: loan, ontake out a loanTo receive a loan of money from creditors or a financial institution. I had to take out a loan to pay for the medical expenses. Thankfully they were able to take out a loan and implement the repairs and upgrades the health inspector had demanded.See also: loan, out, takeloan (something) out (to one)To allow someone to borrow or make use of something temporarily. Normally not used in reference to money. Some linguists, especially in British English, believe that "loan" should only be used as a noun, while the correct verb is only "lend." I can't come pick you up tonight—I loaned the car out to your brother. I stopped loaning my books out to friends because I never get them back.See also: loan, outfloat a loanFig. to get a loan of money; to arrange for a loan of money. I couldn't afford to pay cash for the car, so I floated a loan. They needed money, so they had to float a loan.See also: float, loanloan something to someoneto lend something to someone. (Considered to be an error for lend.) Can you loan a few bucks to Sam and me? I will not loan anything to you.See also: loanon loan (from someone or something)[of possession] temporarily granted by someone or some group. This lovely painting is on loan from the Kimble Museum for the rest of the year.See also: loan, ontake out a loanto get a loan of money, especially from a bank. Mary took out a loan to buy a car. We will have to take out a loan to remodel the kitchen.See also: loan, out, takeloan outv. To lend something; loan something: I loaned out my cookbook to my neighbor. The school loaned a computer out to us.See also: loan, outEncyclopediaSeeLoanloan
Related to loan: personal loan, Payday loan, Student loanloan a transaction whereby property is lent or given to another on condition of return or, where the loan is of money, repayment. During the period of the loan the borrower is entitled to use the thing loaned for the purpose agreed between the parties. In a loan of money, the money lent becomes the property of the borrower during the period of the loan against an undertaking to return a sum of equivalent amount either on demand or on a specified date or in accordance with an agreed schedule of repayments.LOAN, contracts. The act by which a person lets another have a thing to be used by him gratuitously, and which is to be returned, either in specie or in kind, agreeably to the terms of the contract. The thing which is thus transferred is also called a loan. 1 Bouv. Inst. n. 1077.
2. A loan in general implies that a thing is lent without reward; but, in some cases, a loan may be for a reward; as, the loan of money. 7 Pet. R. 109.
3. In order to make a contract usurious, there must be a loan; Cowp. 112, 770; 1 Ves. jr. 527; 2 Bl. R. 859; 3 Wils. 390 and the borrower must be bound to return the money at all events. 2 Scho. & Lef. 470. The purchase of a bond or note is not a loan ; 3 Scho. & Lef. 469; 9 Pet. R 103; but if such a purchase be merely colorable, it will be considered as a loan. 2 John. Cas. 60; Id. 66; 12 S. & R. 46; 15 John. R. 44. loan
LoanTemporary borrowing of a sum of money. If you borrow $1 million you have taken out a loan for $1 million.LoanThe extension of money from one party to another with the agreement that the money will be repaid. Nearly all loans (except for some informal ones) are made at interest, meaning borrowers pay a certain percentage of the principal amount to the lender as compensation for borrowing. Most loans also have a maturity date, by which time the borrower must have repaid the loan.
A loan may be guaranteed by collateral, meaning that the lender either keeps an asset belonging to the borrower until the loan is repaid or has the right to seize such an asset in the event of default. Often, loans are obtained to purchase a major asset, such as a house. These loans are generally guaranteed by the asset they are used to buy. Lending is a foundational component of capitalism.loan the advance of a specified sum of MONEY to a person or business (the BORROWER) by other persons or businesses, or more particularly by a specialist financial institution (the LENDER) which makes its profits from the INTEREST charged on loans. The provision of loans by COMMERCIAL BANKS, FINANCE HOUSES, BUILDING SOCIETIES etc. is an important source of CREDIT in the economy serving to underpin a substantial amount of spending on current consumption and the acquisition of personal and business assets. Loans may be advanced on an unsecured or secured basis; in the latter case the lender requires the borrower to offer some form of COLLATERAL SECURITY (for example property deeds) which the lender may retain in the event of the borrower defaulting on the repayment of the loan. See BANK LOAN, INSTALMENT CREDIT, MORTGAGE, LOAN STOCK, DEBENTURE, LOAN GUARANTEE SCHEME, INTEREST RATE, SOFT LOAN. loan the advance of a specified sum of MONEY to a person or business (the BORROWER) by other persons or businesses, or more particularly by a specialist financial institution (the LENDER), which makes its profits from the INTEREST charged on loans. The provision of loans by COMMERCIAL BANKS, FINANCE HOUSES, BUILDING SOCIETIES, etc., is an important source of CREDIT in the economy, serving to underpin a substantial amount of spending on current consumption and the acquisition of personal and business assets. Loans may be advanced on an unsecured or secured basis; in the latter case the lender requires the borrower to offer some form of COLLATERAL SECURITY (for example, property deeds) which the lender may retain in the event of the borrower defaulting on the repayment of the loan. See BANK LOAN, INSTALMENT CREDIT, MORTGAGE, LOAN CAPITAL, DEBENTURE, LOAN GUARANTEE SCHEME, INTEREST RATE, SOFT LOAN, BOND. LOAN
| Acronym | Definition |
|---|
| LOAN➣Local Officials' Administration Network (sports) | | LOAN➣Light of Africa Network (Redding, CA) |
See LNloan
Related to loan: personal loan, Payday loan, Student loanSynonyms for loannoun advanceSynonyms- advance
- credit
- mortgage
- accommodation
- allowance
- touch
- overdraft
verb lendSynonyms- lend
- allow
- credit
- advance
- accommodate
- let out
Synonyms for loanverb to supply (money), especially on creditSynonymsSynonyms for loannoun the temporary provision of money (usually at interest)Related Words- bank loan
- equity credit line
- home equity credit
- home equity loan
- home loan
- installment credit
- installment loan
- debt
- call loan
- demand loan
- direct loan
- loan participation
- participation financing
- participation loan
- consumer loan
- personal loan
- point
- mortgage loan
- real estate loan
- time loan
- principal
noun a word borrowed from another languageSynonymsRelated Wordsverb give temporarilySynonymsRelated Words- give
- hire out
- rent out
- farm out
- trust
- advance
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