| 释义 |
pension plan
pen·sion plan P0170200 (pĕn′shən)n. An arrangement for paying a pension to an employee, especially one funded fully or in large part by an employer.pen′sion plan`
n. a plan maintained by a company or organization, either with or without contributions by employees, for making regular payments of benefits to retired or disabled employees. [1955–60] Thesaurus| Noun | 1. | pension plan - a plan for setting aside money to be spent after retirementpension account, retirement account, retirement plan, retirement program, retirement savings account, retirement savings planplan, program, programme - a series of steps to be carried out or goals to be accomplished; "they drew up a six-step plan"; "they discussed plans for a new bond issue"401-k, 401-k plan - a retirement savings plan that is funded by employee contributions and (often) matching contributions from the employer; contributions are made from your salary before taxes and the funds grow tax-free until they are withdrawn, at which point they can be converted into an IRA; funds can be transferred if you change employers and you can (to some extent) manage the investments yourselfindividual retirement account, IRA - a retirement plan that allows you to contribute a limited yearly sum toward your retirement; taxes on the interest earned in the account are deferredKeogh plan - a tax-deferred pension plan for employees of unincorporated businesses or for self-employed persons |
EncyclopediaSeepensionpension plan
Pension planA fund that is established for the payment of retirement benefits.PensionA retirement plan in which an employer makes a contribution into an account each month. The contributions are invested on behalf of an employee, who may begin to make withdrawals after retirement. Typically, pensions are tax-deferred, meaning that the employee does not pay taxes on the funds in the pension until he/she begins making withdrawals. Pensions may have defined contributions, defined benefits, or both. See also: 401(k), IRA.pension plan An arrangement for paying death, disability, or retirement benefits to employees. Payments into the plan are ordinarily a tax-deductible expense for the firm, but any contribution by employees may or may not be deductible on personal tax returns. Likewise, retirement benefits paid to employees will be wholly or partially taxable. Compare vested benefits. See also defined-benefit pension plan, defined-contribution pension plan.pension plan
Synonyms for pension plannoun a plan for setting aside money to be spent after retirementSynonyms- pension account
- retirement account
- retirement plan
- retirement program
- retirement savings account
- retirement savings plan
Related Words- plan
- program
- programme
- 401-k
- 401-k plan
- individual retirement account
- IRA
- Keogh plan
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