| 释义 |
redlining
red·line R0102800 (rĕd′līn′)v. red·lined, red·lin·ing, red·lines v.intr.1. To refuse to provide mortgages, insurance, or other goods or services to areas deemed a poor economic risk, particularly when the residents are nonwhite.2. To reach the maximum engine speed at which an engine is designed to be safely operated: The car redlined at 80 miles per hour in fourth gear.3. Computers To mark or highlight edited text, as with a red line, to distinguish it from unedited portions of a document.v.tr.1. To practice redlining in (an area or community), as in declining to provide mortgages.2. To remove from operational status because of mechanical defects or the need for scheduled maintenance: redlined three fighter aircraft.3. Computers To mark (edited text) by redlining.n. or red line1. A safety limit, as marked on a gauge.2. The furthest limit of what will be tolerated: The use of chemical weapons in the conflict will cross a red line and trigger immediate intervention.3. Sports a. The red line at the center of an ice hockey rink, running parallel to the goal lines and dividing the rink in half.b. Either of two red lines running across an ice hockey rink near the end boards, in the center of which the goal is positioned.redlining (ˌrɛdˈlaɪnɪŋ) nthe practice (by a bank or group of banks) of refusing a loan to a person or country because of the presumed risks involvedred′lin`ing or red′-lin`ing,
n. 1. a discriminatory practice by which some financial institutions refuse to grant mortgages or insurance in urban areas that they consider to be deteriorating. 2. a marking device, as underlining or boldface, used esp. in word processing to highlight suggested additional text in a document. [(definition 0) 1965–70, Amer.; as if such areas had been outlined in red on a map]
redlining
redliningIdentifying text that has been changed in a word processing document by displaying it in a special color, for example. It allows the original author of the text or other users to see ongoing revisions. The term comes from manual editing where a red pen is used to mark up the pages.Redlining
Related to Redlining: gentrification, reverse redliningRedliningA discriminatory practice whereby lending institutions refuse to make mortgage loans, regardless of an applicant's credit history, on properties in particular areas in which conditions are allegedly deteriorating. The term redlining stems from some lenders' practice of using a red pencil to outline such areas. Redlining violates Civil Rights statutes. redlining
Red-LiningA practice in which a company refuses to market its products in a certain area because it is disproportionately poor, has a high rate of default, and/or has a large minority population. Examples of products where a company may practice red-lining are health insurance and mortgages. Red-lining is illegal because these products should be offered based on individual creditworthiness. Those who support the illegality of red-lining argue that it promotes equality between races and classes, while critics contend that it leads to needless distortions in the market. See also: Fair Housing Act of 1968, Community Reinvestment Act.redliningCommonly used to communicate an illegal practice of refusing to make loans or sell insurance in certain areas.In reality,the practice is common and is legal,but only if the disqualifying criteria do not include race, religion, gender, family status, disability, or ethnic origin, or some disguised criteria intended to discriminate on those grounds. Many insurance companies will not sell insurance in entire states viewed as being plaintiff-friendly with outrageous jury awards. This is a form of permissible redlining. |