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单词 underwriting
释义

underwriting


un·der·write

U0062900 (ŭn′dər-rīt′)v. un·der·wrote (-rōt′), un·der·writ·ten (-rĭt′n), un·der·writ·ing, un·der·writes v.tr.1. a. To assume financial responsibility for; agree to pay the costs of: underwrite a theatrical production.b. To supply with funding, especially as a sponsor: underwrite a public television show.2. a. To sign (an insurance policy) so as to assume liability in case of specified losses.b. To insure.c. To insure against losses totaling (a given amount).3. a. To guarantee the purchase of (a full issue of stocks or bonds).b. To agree to buy the unsold part of (stock not yet sold publicly) at a fixed time and price.4. a. To write under or at the end of something.b. To subscribe to, especially to sign or endorse (a document).5. To support or agree to (a decision, for example).v.intr. To act as an underwriter, especially to issue an insurance policy.

underwriting

(ˈʌndəˌraɪtɪŋ) n1. (Banking & Finance) finance the act of undertaking to purchase at an agreed price any unsold portion of a public issue of shares etc2. (Banking & Finance) the act of accepting financial responsibility for a commercial project or enterprise3. (Insurance) insurance the act of signing and issuing an insurance policy, thus accepting liability if specified losses occur4. (Insurance) insurance the act of insuring a property or risk5. (Insurance) insurance the act of accepting liability up to a specified amount in an insurance policy
Translations
Zeichnenassicurazione

underwriting


underwriting

Health insurance The process of determining a person's insurability in terms of life, liability, home, and other insurance policies and whether it will accept an application for insurance. See Field underwriting, Medical malpractice underwriting.
LegalSeeUnderwrite

Underwriting


Underwriting

Acting as the underwriter in the issue of new securities for a firm.

Underwriting

1. The process of placing a new issue with investors. Underwriting involves the issuing company using one or (usually) more companies who are each responsible for placing a certain amount of the new issue. The underwriting firms contact potential investors to gauge interest and sell the issue. Underwriters guarantee the price for a certain number of shares of the new issue. See also: Bracketing, Oversubscribed, Undersubsribed.

2. Due diligence a lender conducts to ensure that a potential borrower is able to repay the loan.

Underwriting.

Underwriting means insuring.

An insurance company underwrites your policy when it agrees to take the risk of insuring your life or covering your medical expenses in exchange for the premium you pay.

An investment bank underwrites an initial public offering (IPO) or a bond issue when it buys the shares or bonds from the issuer and takes the risk of having to sell them to individual or institutional investors to recover its investment.

underwriting

the acceptance by a financial institution of the financial risks involved in a particular transaction, for an agreed fee. For example, INSURANCE COMPANIES underwrite INSURANCE risks such as damage to property paying out monies to policy holders wholly or in part to cover bona fide claims for compensation; MERCHANT BANKS underwrite new SHARE ISSUES, guaranteeing to buy up any shares that are not sold in the open market, and BILLS OF EXCHANGE. See LLOYDS, EXPORT CREDIT GUARANTEE DEPARTMENT.

underwriting

the acceptance by a financial institution of the financial risks involved in a particular transaction for an agreed fee. For example, INSURANCE COMPANIES underwrite INSURANCE risks such as damage to property, paying out monies to policy holders wholly or in part to cover bona fide claims for compensation; MERCHANT BANKS underwrite new SHARE ISSUES, guaranteeing to buy up any shares that are not sold in the open market.

Underwriting

The process of making a final determination on approval or rejection of a loan application.

Underwriting involves verifying the information that has been obtained from the borrower and that served as the basis for qualification, as well as assessing information on the applicant's credit worthiness.

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更新时间:2024/9/22 5:37:21