encumbrancer

en·cum·branc·er

E0129100 (ĕn-kŭm′brən-sər)n. Law One that holds an encumbrance.

encumbrancer

(ɪnˈkʌmbrənsə) or

incumbrancer

n (Law) law a person who holds an encumbrance on property belonging to another

en•cum•branc•er

(ɛnˈkʌm brən sər)

n. one holding an encumbrance.