| 释义 |
credit card
credit cardn. A plastic card having a magnetic strip, issued by a bank or business authorizing the holder to buy goods or services on credit. Also called charge card.credit card n (Banking & Finance) a card issued by banks, businesses, etc, enabling the holder to obtain goods and services on credit cred′it card`
n. a card that entitles a person to make purchases on credit. [1885–90, Amer.] Thesaurus| Noun | 1. |  credit card - a card (usually plastic) that assures a seller that the person using it has a satisfactory credit rating and that the issuer will see to it that the seller receives payment for the merchandise delivered; "do you take plastic?"charge card, charge plate, plasticmagnetic stripe - a short strip of magnetic tape attached to a credit card or debit card; it contains data that will tell a reading device who you are and what your account number is, etc.positive identification - evidence proving that you are who you say you are; evidence establishing that you are among the group of people already known to the system; recognition by the system leads to acceptance; "a system for positive identification can prevent the use of a single identity by several people"charge account credit, open-end credit, revolving credit - a consumer credit line that can be used up to a certain limit or paid down at any timebank card - a credit card issued by a bankcalling card, phone card - a card that is used instead of cash to make telephone callscash card, cashcard - a credit card that entitles the holder to receive cash |
Translationscredit (ˈkredit) noun1. time allowed for payment of goods etc after they have been received. We don't give credit at this shop. 賒帳期 赊购2. money loaned (by a bank). 貸款 贷款3. trustworthiness regarding ability to pay for goods etc. Your credit is good. 信用 信用4. (an entry on) the side of an account on which payments received are entered. Our credits are greater than our debits. 記入貸方的款項 记入贷方的金额5. the sum of money which someone has in an account at a bank. Your credit amounts to 2,014 dollars. 存款 存款6. belief or trust. This theory is gaining credit. 信任 信任7. (American) a certificate to show that a student has completed a course which counts towards his degree. (美國)學分 （美国）学分 verb1. to enter (a sum of money) on the credit side (of an account). This cheque was credited to your account last month. 把...記入貸方 把...记入贷方2. (with with) to think of (a person or thing) as having. He was credited with magical powers. 認為...有 认为...有3. to believe (something) to be possible. Well, would you credit that! 相信...是可能的 相信...是可能的ˈcreditable adjective bringing honour or respect. creditable effort. 值得讚揚的，值得敬佩的 值得赞扬的，可称誉的 ˈcreditably adverb 值得讚揚地，值得敬佩地 受赞扬地，可称誉地 ˈcreditor noun a person to whom a debt is owed. 債權人 债权人ˈcredits noun plural the list of names of the actors, producer, director etc given at the beginning or end of a film. 影片片頭或片尾演員、製作人、導演等名單 （电影的片头或片尾注明演员、导演、制片人等的）演职员名单 credit card a card which allows the holder to buy goods etc on credit. to pay by credit card. 信用卡 信用卡be a credit to (someone), do (someone) credit to bring honour or respect to (someone or something). Your son is a credit to his school; Your honesty does you credit. 為...帶來榮譽或敬重 为...带来荣誉give (someone) credit (for something) to acknowledge and praise (someone for a good piece of work etc). He was given credit for completing the work so quickly. 為...而稱讚某人 为...而称赞某人on credit payment being made after the date of sale. Do you sell goods on credit? 賒帳 赊帐take (the) credit (for something) to accept the praise given (for something). I did all the work, and he took all the credit. 居功 居功credit card
credit card, device used to obtain consumer credit at the time of purchasing an article or service. Credit cards may be issued by a business, such as a department store or an oil company, to make it easier for consumers to buy their products. Alternatively credit cards may be issued by third parties, such as a bank or a financial services company, and used by consumers to purchase goods and services from other companies. There are two types of cards—credit cards and charge cards. Credit cards such as Visa and MasterCard allow the consumer to pay a monthly minimum on their purchases with an interest charge on the unpaid balance. Charge cards, such as some American Express cards, require the consumer to pay for all purchases at the end of the billing period. Consumers may also use bank cards to obtain short-term personal loans (including "cash advances" through automated teller machinesautomated teller machine
(ATM), device used by bank customers to process account transactions. Typically, a user inserts into the ATM a special plastic card that is encoded with information on a magnetic strip or computer chip.
..... Click the link for more information. ). Credit card issuers receive revenue from fees paid by stores that accept their cards and by consumers that use the cards, and from interest charged consumers on unpaid balances. Diners Club became the first credit card company in 1950, when it issued a card allowing members to charge meals at 27 New York City restaurants. In 1958, Bank of America issued the BankAmericard (now Visa), the first bank credit card. In 1965, only 5 million cards were in circulation; by 1996, U.S. consumers had nearly 1.4 billion cards, which they used to charge $991 billion in goods annually. The growth of credit cards has had an enormous impact on the economy—changing buying habits by making it much easier for consumers to finance purchases and by lowering savings rates (because consumers do not need to save money for larger purchases). Oil companies, car makers, and retailers have also used the cards to market their goods and services, using credit as a way of encouraging consumers to buy. Concern has been voiced over widespread distribution of bank credit cards to consumers who may not be able to pay their bills; costly losses and theft of cards; inaccurate (and damaging) credit records; high interest rates on unpaid balances; and excessive encouragement of consumer debt that has cut savings in the United States. Legislation enacted in 2009 (and effective in 2010) imposed restrictions on credit card companies, including restricting how they could raise interest rates and placing limits on the issuing of cards to persons under 21 years of age, and attempted to make credit card bills clearer and more informative. Technology advances have facilitated the use of credit cards. Recording and confirming purchases made using credit cards has progressed from taking a mechanical impression of the card on a paper slip to reading a magnetic strip and transmitting the data electronically to replacing the strip with smart cardsmart card,
small device that resembles a credit card but contains an embedded microprocessor to store and process information. Magnetic-stripe cards, which store a very small amount of information (most typically used to identify the owner) and have no processing capability of
..... Click the link for more information. electronic chip technology which can in some cases be read using radio-frequency identificationradio-frequency identification
(RFID), a technology that uses radio waves to transmit data and uniquely identify an animal, person, or thing. An RFID system typically consists of a tag and a reader.
..... Click the link for more information. . Merchants, who once needed to telephone a bank office for approval, are now connected to banks by modemmodem
[modulator/demodulator], an external device or internal electronic circuitry used to transmit and receive digital data over a communications line normally used for analog signals.
..... Click the link for more information. , so purchases are approved rapidly; on-line shopping on the InternetInternet, the,
international computer network linking together thousands of individual networks at military and government agencies, educational institutions, nonprofit organizations, industrial and financial corporations of all sizes, and commercial enterprises (called gateways
..... Click the link for more information. is possible with credit card payment. An alternative to credit cards is the debit carddebit card,
card that allows the cost of goods or services that are purchased to be deducted directly from the purchaser's checking account. They can also be used at automated teller machines for withdrawing cash from the user's checking account.
..... Click the link for more information. , which is used to deduct the price of goods and service directly from customers' bank balances. LegalSeecreditcredit card
Credit cardAny card, plate or coupon book that may be used repeatedly to borrow money or buy goods and services on credit.Credit CardA card entitling the owner to use funds from the issuing company up to a certain limit. The holder of a credit card may use it to buy a good or service. When one does this, the issuing company effectively gives the card holder a loan for the amount of the good or service, which the holder is expected to repay. Most credit cards have variable and relatively high interest rates on these loans. Credit cards also have a limit, which may be raised or lowered depending on the creditworthiness of the card holder. Most analysts recommend treating a credit card as a short-term loan, as allowing the interest to compound for too long may result in dire financial straits.credit card a card issued by a financial institution (mainly COMMERCIAL BANKS and BUILDING SOCIETIES), which can be used generally to purchase goods and services on CREDIT up to an agreed limit, or, for example, by a retail group for in-house purchases only. Credit cards are a convenient way of making purchases and many issuers provide the facility interest-free, provided clients pay off the outstanding balance in full when due. In the UK, retailers pay the credit card companies, on average, around 2% commission to participate in the credit card schemes and may pass on this charge to customers who pay for products by credit card rather than cash.credit card a plastic card or token used to finance the purchase of products by gaining point-of-sale CREDIT. Credit cards are issued by commercial banks, hotel chains and larger retailers. See EFTPOS.AcronymsSeecruisercredit card
Related to credit card: discover, American ExpressSynonyms for credit cardnoun a card (usually plastic) that assures a seller that the person using it has a satisfactory credit rating and that the issuer will see to it that the seller receives payment for the merchandise deliveredSynonyms- charge card
- charge plate
- plastic
Related Words- magnetic stripe
- positive identification
- charge account credit
- open-end credit
- revolving credit
- bank card
- calling card
- phone card
- cash card
- cashcard
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