Consumer Credit Act 1974

a UK Act which provides for the licensing of persons and businesses engaged in the provision of consumer CREDIT (specifically moneylenders, pawnbrokers and INSTALMENT CREDIT traders – but not banks which are covered by separate legislation), and the regulation of debtor-creditor contracts. The former requirement is designed to ensure that only ‘fit and proper’ persons are allowed to provide consumer finance, and the latter gives borrowers certain rights in respect of withdrawal from an agreement, to complete payments ahead of time and to terminate the agreement. The Act contains important provisions protecting creditors from extortionate rates of interest. The Act is administered by the OFFICE OF FAIR TRADING in conjunction with the DEPARTMENT OF TRADE AND INDUSTRY. See CONSUMER PROTECTION, APR.

Consumer Credit Act 1974

a UK Act that provides for the licensing of persons and businesses engaged in the provision of consumer CREDIT (specifically, moneylenders, pawnbrokers and INSTALMENT CREDIT traders - but not banks, which are covered by separate legislation) and the regulation of DEBTOR-CREDITOR contracts.

The Act contains important provisions protecting creditors from ‘extortionate’ rates of interest. The Act is administered by the OFFICE OF FAIR TRADING in conjunction with the DEPARTMENT OF TRADE AND INDUSTRY. See CONSUMER PROTECTION, APR.

单词	consumer credit act 1974
释义	Consumer Credit Act 1974 Consumer Credit Act 1974 a UK Act which provides for the licensing of persons and businesses engaged in the provision of consumer CREDIT (specifically moneylenders, pawnbrokers and INSTALMENT CREDIT traders – but not banks which are covered by separate legislation), and the regulation of debtor-creditor contracts. The former requirement is designed to ensure that only ‘fit and proper’ persons are allowed to provide consumer finance, and the latter gives borrowers certain rights in respect of withdrawal from an agreement, to complete payments ahead of time and to terminate the agreement. The Act contains important provisions protecting creditors from extortionate rates of interest. The Act is administered by the OFFICE OF FAIR TRADING in conjunction with the DEPARTMENT OF TRADE AND INDUSTRY. See CONSUMER PROTECTION, APR. Consumer Credit Act 1974 a UK Act that provides for the licensing of persons and businesses engaged in the provision of consumer CREDIT (specifically, moneylenders, pawnbrokers and INSTALMENT CREDIT traders - but not banks, which are covered by separate legislation) and the regulation of DEBTOR-CREDITOR contracts. The Act contains important provisions protecting creditors from ‘extortionate’ rates of interest. The Act is administered by the OFFICE OF FAIR TRADING in conjunction with the DEPARTMENT OF TRADE AND INDUSTRY. See CONSUMER PROTECTION, APR.
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