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单词 loan
释义

loan1

noun ləʊnloʊn
  • 1A thing that is borrowed, especially a sum of money that is expected to be paid back with interest.

    borrowers can take out a loan for £84,000
    Example sentencesExamples
    • It sells its own credit cards, home mortgages, consumer loans, and insurance policies.
    • Include money owed on credit cards and store cards, bank loans, hire purchase agreements and any overdrawn bank or building society accounts
    • Managed financial systems allowed capital accumulation to be financed by bank loans at low interest rates, regulated by the monetary authorities.
    • At its simplest, a car loan is a personal loan offered by a bank, credit union or finance company.
    • A bigger challenge is consumer finance - the business of extending unsecured loans at double-digit interest rates.
    • The SBA is empowered to guarantee some $21 billion a year in bank loans and venture capital investments to small businesses.
    • Most French mortgages are capital and interest or interest-only repayment loans.
    • If you are constantly in overdraft territory, you should re-package it into a personal loan and obtain interest rates that can be up to almost three times cheaper.
    • If heavily leveraged firms can't service their loans or borrow new money, that could bring China's growth to an abrupt halt.
    • Other longterm incentives are fixed incentives such as paid insurance premiums and imputed interest on reduced rate loans.
    • Car loans are simply personal loans provided by a bank or finance company to facilitate a car purchase.
    • In a range of institutions like credit unions or retail banks, personal loans can be arranged over the internet, by phone or in person.
    • They expect the board to refinance the bank loans next year.
    • And some schools make low interest loans or partner with banks that do it for them.
    • The lower interest rate is expected to make bank loans cheaper so that the corporate sector can afford to borrow more money from banks to finance expansion programs.
    • If anyone wants to take out a loan, borrow money, or get something on hire purchase, they have to agree to a credit check being done on them to make sure they are safe with other people's money.
    • What bank provides the best value in fixed interest personal loans?
    • Nowadays consumers even take out personal loans with banks and finance houses to pay for surgery.
    • Because if you can deduct interest on a loan, invest the money, and earn tax-free profits, you essentially get a government subsidy for investing.
    • The banks have done that by expanding their offerings of auto loans, life insurance, mutual funds, mortgages, and credit cards.
    Synonyms
    credit, advance
    mortgage, overdraft
    debenture
    lending, moneylending, advancing
    British informal sub
    1. 1.1 An act of lending something to someone.
      she offered to buy him dinner in return for the loan of the flat
      Example sentencesExamples
      • The result of a lower sale price is a lesser amount financed, and this might enable you to negotiate better terms for your auto loan.
      • Experts have been cleaning the 13 fossils ready for display as part of the terms of the loan from the Geological Museum of China in Beijing.
      • In the ordinary debt collection case, the court would be unimpressed by a claim from a debtor that he was unaware of his rights and obligations under the terms of the loan.
      • Bassanio warns Antonio not to make the deal, but Antonio assures him that he will have nine thousand ducats a month before the term of the loan runs out.
      • Many thanks to Harry Fairbairn BMW for the loan of the test car.
      • The term of the loan is ten years, with a two-year grace period starting from the date of utilisation of each tranche.
      • Generally speaking, the shorter the term of the loan, the higher the APR.
      • A quick call to Young Watski who was luckily in the area secured the loan of his car for the rest of the day.
      • You simply write a check and you've initiated a loan.
      • The term of the loan cannot exceed 20 years, and breeders will have until September 30, 2002 to apply.
      • Remember to match the term of the loan with its purpose.
      • Thanks to Ian Philp Mercedes-Benz in Glasgow for the loan of our test car.
      • The first was whether a commercial loan made by the claimant became the subject matter of a ‘Quistclose trust’ by virtue of the terms of the loan.
      • Lenders prefer to tie the lifetime of the collateral to the term of the loan.
      • Many thanks to Arnold Clark Vauxhall in Pollokshields for the loan of our test car.
      • In that case, you must deduct the remaining balance over the term of your new loan, the IRS says.
      • There's a lot of holding at the beginning, the banker must service and review the account throughout the term of the loan.
      • In all likelihood, the debt was incurred on Lord Petre's ‘iorney to Axminster’ exactly twelve months earlier, a year being a round term for a loan.
      • The terms of the loan were onerous to the airline and lucrative to the American bank, because at the time Ethiopia had a very adverse risk rating.
      • If he was prepared to mislead a bank as to his position in a company for the purpose of inducing a loan, I have reservations respecting the confidence I can place in his testimony.
    2. 1.2
      short for loanword
      Example sentencesExamples
      • English they and them are loans from Scandinavian.
      • It isn't very common, and as far as I know, all of the words that contain it are loans from French.
      • Multiple sets of sound correspondences can be used to distinguish loans from inherited words.
      • Since the 19c, it has also provided loans to European languages including English and French.
verb ləʊnloʊn
[with object]
  • Lend (a sum of money or item of property)

    the computer was loaned to us by the theatre
    with two objects he knew Rab would not loan him money
    Example sentencesExamples
    • Family and friends loaned money and helped her to buy the former Muslim girls school.
    • The Earl of Halifax, who has loaned it to Trafalgar Square, now wants to sell.
    • Sadly I never had one of my own but a girl on our road got one every year, and, when she had read it, she loaned it to me.
    • In recent years a number of local people had loaned artifacts and old items for display in the museum.
    • They should not have loaned money to a man who was butchering innocent people.
    • The couple loaned the tickets to other fans before travelling to Asia for a holiday in December.
    • This could use any land to send its sheep to market - including royal - as it loaned large sums to the crown.
    • The collection has been loaned by the British Library to the Bronte Parsonage Museum.
    • It was displayed in the Houses of Parliament but earlier this year was loaned to the Corporation of London.
    • Home credit lenders typically loan small sums, with home collection of repayments - often weekly or fortnightly.
    • Residents have loaned photographs and recorded their memories of the extreme weather.
    • We are very thankful to all of the people who have loaned us their treasures for the exhibition.
    • The other day you gave advice to some poor chap who had loaned money to a bargirl and more or less said that he was foolish.
    • Any future credits and moneys loaned will be loaned at a rate of seven percent usury.
    • We have received some positive feedback from local people and a lot more items have been loaned to us.
    • Increasingly people are falling for the creative way money is loaned unaware of the huge rates they will have to repay.
    • It's still not clear how much of the pledged money is to be granted and how much is to be loaned.
    • The nice people at the Animal Shelter then loaned me a pet carrier to take him home in.
    • If so, they must be suffering from withdrawal symptoms, given how many works they have loaned this autumn.
    • Some are on display in the Minster and others have been loaned to a museum.
    Synonyms
    lend, advance, give credit, credit, allow
    give on loan, give someone the loan of, let someone have the use of, let out, lease, charter, hire
    British informal sub
    borrow, ask for the loan of, receive/take on loan, use temporarily

Phrases

  • on loan

    • 1(of a thing) being borrowed.

      the painting is at present on loan to the Tate Gallery
      Example sentencesExamples
      • The watch is on loan to the exhibition from a leading UK collector.
      • The ship's bell and name boards are now on loan to the island of Alderney for display in the local museum.
      • He added that if his son Richard did not want to keep it after inheritance the piece may also go back on loan to be enjoyed by the people of the city.
      • It would have been there on loan to her, but on her death would have gone back.
      • I was extremely happy to discover that the video she wanted was on loan to somebody else, meaning she has to go on a hike to pick it up.
      • Since then, it has travelled on loan to more than a dozen other opera companies throughout North America.
      • By happenstance, it is on loan to the American museum circuit, so I did not get to see it.
      • The mercurial winger has been the subject of a summer of speculation since being shipped out on loan to Reading in April.
      • It had been on loan to the Galleries since the 1950s but that was not long enough to qualify for a Heritage Lottery Fund grant.
      • The following works have already gone out or will be going out on loan from the Museum in the months to come.
      1. 1.1(of a worker or sports player) on secondment to another organization or team, typically for an agreed fixed period.
        Roberts, on loan from United, scored his first goal for City today
        Example sentencesExamples
        • He was given 18 games, before being shunted off on loan to Lille, where he remains.
        • It was his decision to go on loan to Ayr because he wanted first-team football.
        • Both went on loan to several clubs before leaving permanently.
        • She came from a small town in Arkansas and was on loan to the British Army as a cryptographer.
        • He went on loan to Blackpool but they had two cup matches in that time and Sunderland wouldn't allow him to play in them.
        • They have had to go out on loan to make sure they get more experience.
        • I could let him go on loan to get some first team football so that he could come back here and play a part in our last few games.
        • At the moment he is on loan to Coventry from Liverpool until the end of the season.
        • I went on loan to Sheffield Wednesday to keep myself in the shop window.
        • I had made seven appearances for Blackburn but then got injured and went out on loan to Colchester.

Derivatives

  • loanable

  • adjective ˈləʊnəb(ə)lˈloʊnəb(ə)l
    • Professor Robertson implies… that the loanable funds theory has a close connection with the ‘real forces’ of ‘productivity and thrift’ which is absent in the Keynesian theory.
      Example sentencesExamples
      • With a sophisticated financial structure providing financial assets… control over money alone is a decreasingly efficient means of regulating flows of loanable funds and spending on goods and services.
      • Mainstream economists have long argued that persistent deficit spending crowds private investors out of capital and loanable funds markets, thus raising interest rates and lowering long-term economic growth.
      • And, importantly, no longer are market rates determined through the interaction of the demand for borrowings with a limited supply of loanable funds.
      • The conventional wisdom among economists is that prolonged deficits will raise interest rates as borrowers are crowded out of credit and loanable funds markets, thus negatively affecting long-term economic growth.
  • loanee

  • noun ləʊˈniː
    • He said there were a large number of loanees who would like to benefit from a low interest rate regime now to get their old loans taken over by a financier who provides finances at cheaper rates.
      Example sentencesExamples
      • A good run in November and December - inspired by loanee, Steve Elliott - again took Blackpool to the edge of the play-off zone.
      • Alternatives, including short and long-term loanees, are being explored, but according to Worthington, there is still a lack of availability.
      • New India Assurance Company and State Bank of India have joined hands to provide accident insurance cover to all loanees of the bank availing housing and car loans.
      • The municipality is arranging loans for the groups from the District Cooperative Bank and the loanees have very easy repayment terms.
  • loaner

  • noun ˈləʊnəˈloʊnər
    • In the 1980s, the Conservative Party also received loans that magically resulted in the loaner getting a peerage, and it still does the same thing today.
      Example sentencesExamples
      • To their credit, they made no fuss, and arranged to repair the old thing and give me a loaner while it was being fixed.
      • There is an inescapable irony that what began for him - and indeed the donors or loaners - as an aspirational dream of ermine has ended in the social indignity that only the threat of the policeman's knock can bring.
      • I'm genuinely touched by this, and as a fellow scooter rider, might try to make the ride - but I'll need a 150 cc loaner.
      • No worries, they'll gladly provide you with a loaner for the day.

Origin

Middle English (also denoting a gift from a superior): from Old Norse lán, of Germanic origin; related to Dutch leen, German Lehn, also to lend.

Rhymes

alone, atone, Beaune, bemoan, blown, bone, Capone, clone, Cohn, Cologne, condone, cone, co-own, crone, drone, enthrone, flown, foreknown, foreshown, groan, grown, half-tone, home-grown, hone, Joan, known, leone, lone, mephedrone, moan, Mon, mown, ochone, outflown, outgrown, own, phone, pone, prone, Rhône, roan, rone, sewn, shown, Simone, Sloane, Soane, sone, sown, stone, strown, throne, thrown, tone, trombone, Tyrone, unbeknown, undersown, windblown, zone

loan2

(also loaning)
noun ləʊnloʊn
Scottish
  • 1usually in place names A lane or narrow path, especially one leading to open ground.

    Whitehouse Loan
    1. 1.1 An open, uncultivated piece of land where cows are milked.

Origin

Late Middle English variant of lane.

 
 

loan1

nounloʊnlōn
  • 1A thing that is borrowed, especially a sum of money that is expected to be paid back with interest.

    borrowers can take out a loan for $84,000
    Example sentencesExamples
    • What bank provides the best value in fixed interest personal loans?
    • The SBA is empowered to guarantee some $21 billion a year in bank loans and venture capital investments to small businesses.
    • If anyone wants to take out a loan, borrow money, or get something on hire purchase, they have to agree to a credit check being done on them to make sure they are safe with other people's money.
    • If heavily leveraged firms can't service their loans or borrow new money, that could bring China's growth to an abrupt halt.
    • It sells its own credit cards, home mortgages, consumer loans, and insurance policies.
    • Car loans are simply personal loans provided by a bank or finance company to facilitate a car purchase.
    • A bigger challenge is consumer finance - the business of extending unsecured loans at double-digit interest rates.
    • Because if you can deduct interest on a loan, invest the money, and earn tax-free profits, you essentially get a government subsidy for investing.
    • If you are constantly in overdraft territory, you should re-package it into a personal loan and obtain interest rates that can be up to almost three times cheaper.
    • At its simplest, a car loan is a personal loan offered by a bank, credit union or finance company.
    • Include money owed on credit cards and store cards, bank loans, hire purchase agreements and any overdrawn bank or building society accounts
    • They expect the board to refinance the bank loans next year.
    • The banks have done that by expanding their offerings of auto loans, life insurance, mutual funds, mortgages, and credit cards.
    • Other longterm incentives are fixed incentives such as paid insurance premiums and imputed interest on reduced rate loans.
    • Managed financial systems allowed capital accumulation to be financed by bank loans at low interest rates, regulated by the monetary authorities.
    • Most French mortgages are capital and interest or interest-only repayment loans.
    • The lower interest rate is expected to make bank loans cheaper so that the corporate sector can afford to borrow more money from banks to finance expansion programs.
    • Nowadays consumers even take out personal loans with banks and finance houses to pay for surgery.
    • And some schools make low interest loans or partner with banks that do it for them.
    • In a range of institutions like credit unions or retail banks, personal loans can be arranged over the internet, by phone or in person.
    Synonyms
    credit, advance
    1. 1.1 An act of lending something to someone.
      she offered to buy him dinner in return for the loan of the car
      Example sentencesExamples
      • The result of a lower sale price is a lesser amount financed, and this might enable you to negotiate better terms for your auto loan.
      • Remember to match the term of the loan with its purpose.
      • A quick call to Young Watski who was luckily in the area secured the loan of his car for the rest of the day.
      • If he was prepared to mislead a bank as to his position in a company for the purpose of inducing a loan, I have reservations respecting the confidence I can place in his testimony.
      • The first was whether a commercial loan made by the claimant became the subject matter of a ‘Quistclose trust’ by virtue of the terms of the loan.
      • The term of the loan cannot exceed 20 years, and breeders will have until September 30, 2002 to apply.
      • You simply write a check and you've initiated a loan.
      • Many thanks to Harry Fairbairn BMW for the loan of the test car.
      • Thanks to Ian Philp Mercedes-Benz in Glasgow for the loan of our test car.
      • Many thanks to Arnold Clark Vauxhall in Pollokshields for the loan of our test car.
      • In that case, you must deduct the remaining balance over the term of your new loan, the IRS says.
      • Experts have been cleaning the 13 fossils ready for display as part of the terms of the loan from the Geological Museum of China in Beijing.
      • There's a lot of holding at the beginning, the banker must service and review the account throughout the term of the loan.
      • The terms of the loan were onerous to the airline and lucrative to the American bank, because at the time Ethiopia had a very adverse risk rating.
      • In all likelihood, the debt was incurred on Lord Petre's ‘iorney to Axminster’ exactly twelve months earlier, a year being a round term for a loan.
      • Generally speaking, the shorter the term of the loan, the higher the APR.
      • In the ordinary debt collection case, the court would be unimpressed by a claim from a debtor that he was unaware of his rights and obligations under the terms of the loan.
      • The term of the loan is ten years, with a two-year grace period starting from the date of utilisation of each tranche.
      • Lenders prefer to tie the lifetime of the collateral to the term of the loan.
      • Bassanio warns Antonio not to make the deal, but Antonio assures him that he will have nine thousand ducats a month before the term of the loan runs out.
    2. 1.2
      short for loanword
      Example sentencesExamples
      • It isn't very common, and as far as I know, all of the words that contain it are loans from French.
      • Since the 19c, it has also provided loans to European languages including English and French.
      • Multiple sets of sound correspondences can be used to distinguish loans from inherited words.
      • English they and them are loans from Scandinavian.
verbloʊnlōn
[with object]
  • Lend (a sum of money or item of property)

    the word processor was loaned to us by the theater
    he knew Rob would not loan him money
    Example sentencesExamples
    • The Earl of Halifax, who has loaned it to Trafalgar Square, now wants to sell.
    • The couple loaned the tickets to other fans before travelling to Asia for a holiday in December.
    • It's still not clear how much of the pledged money is to be granted and how much is to be loaned.
    • They should not have loaned money to a man who was butchering innocent people.
    • We are very thankful to all of the people who have loaned us their treasures for the exhibition.
    • Residents have loaned photographs and recorded their memories of the extreme weather.
    • Increasingly people are falling for the creative way money is loaned unaware of the huge rates they will have to repay.
    • The other day you gave advice to some poor chap who had loaned money to a bargirl and more or less said that he was foolish.
    • This could use any land to send its sheep to market - including royal - as it loaned large sums to the crown.
    • Family and friends loaned money and helped her to buy the former Muslim girls school.
    • In recent years a number of local people had loaned artifacts and old items for display in the museum.
    • Some are on display in the Minster and others have been loaned to a museum.
    • It was displayed in the Houses of Parliament but earlier this year was loaned to the Corporation of London.
    • The nice people at the Animal Shelter then loaned me a pet carrier to take him home in.
    • Home credit lenders typically loan small sums, with home collection of repayments - often weekly or fortnightly.
    • If so, they must be suffering from withdrawal symptoms, given how many works they have loaned this autumn.
    • The collection has been loaned by the British Library to the Bronte Parsonage Museum.
    • Any future credits and moneys loaned will be loaned at a rate of seven percent usury.
    • We have received some positive feedback from local people and a lot more items have been loaned to us.
    • Sadly I never had one of my own but a girl on our road got one every year, and, when she had read it, she loaned it to me.
    Synonyms
    lend, advance, give credit, credit, allow
    borrow, ask for the loan of, receive on loan, take on loan, use temporarily

Phrases

  • on loan

    • 1(of a thing) being borrowed.

      the painting is at present on loan to the gallery
      Example sentencesExamples
      • The ship's bell and name boards are now on loan to the island of Alderney for display in the local museum.
      • The following works have already gone out or will be going out on loan from the Museum in the months to come.
      • The mercurial winger has been the subject of a summer of speculation since being shipped out on loan to Reading in April.
      • The watch is on loan to the exhibition from a leading UK collector.
      • I was extremely happy to discover that the video she wanted was on loan to somebody else, meaning she has to go on a hike to pick it up.
      • By happenstance, it is on loan to the American museum circuit, so I did not get to see it.
      • Since then, it has travelled on loan to more than a dozen other opera companies throughout North America.
      • It would have been there on loan to her, but on her death would have gone back.
      • He added that if his son Richard did not want to keep it after inheritance the piece may also go back on loan to be enjoyed by the people of the city.
      • It had been on loan to the Galleries since the 1950s but that was not long enough to qualify for a Heritage Lottery Fund grant.
      1. 1.1(of a worker or sports player) released to another organization or team, typically for an agreed fixed period.
        Example sentencesExamples
        • They have had to go out on loan to make sure they get more experience.
        • At the moment he is on loan to Coventry from Liverpool until the end of the season.
        • I could let him go on loan to get some first team football so that he could come back here and play a part in our last few games.
        • He went on loan to Blackpool but they had two cup matches in that time and Sunderland wouldn't allow him to play in them.
        • It was his decision to go on loan to Ayr because he wanted first-team football.
        • Both went on loan to several clubs before leaving permanently.
        • He was given 18 games, before being shunted off on loan to Lille, where he remains.
        • She came from a small town in Arkansas and was on loan to the British Army as a cryptographer.
        • I had made seven appearances for Blackburn but then got injured and went out on loan to Colchester.
        • I went on loan to Sheffield Wednesday to keep myself in the shop window.

Origin

Middle English (also denoting a gift from a superior): from Old Norse lán, of Germanic origin; related to Dutch leen, German Lehn, also to lend.

loan2

(also loaning)
nounloʊnlōn
Scottish
  • 1usually in place names A lane or narrow path, especially one leading to open ground.

    Whitehouse Loan
    1. 1.1 An open, uncultivated piece of land where cows are milked.

Origin

Late Middle English variant of lane.

 
 
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