FICO score
/ˈfīkō ˌskôr
/noun Finance
A person’s credit score calculated with software from Fair Isaac Corporation (FICO).I know how important credit is, particularly the FICO score, so I'm afraid to make such a large purchase....
The FICO score is a number between 300 and 850, which indicates a person’s capacity to repay a loan. The higher the number, the lower the risk that the borrower will default.
- But starting in 2001, Fair Isaac, the research firm that owns the mathematical model used to calculate what's known as a FICO score, began allowing consumers to peek behind the curtain.
- Burrows' FICO score will also affect whether she qualifies for a conventional mortgage, subprime loan, or FHA government loan.
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