smart card 
noun
A plastic card with a built-in microprocessor, used typically to perform financial transactions.He added: ‘Ideally we would like to move on to smart cards or virtual smart cards.’...
- The Reserve Bank of India has introduced a number of restrictions on the issue of debit cards and smart cards by banks.
- And the migration from magnetic stripe cards to smart cards within the financial sector is expected to provide greater opportunity to use these cards for mobile commerce.