hypothec
/hʌɪˈpɒθɪk
/noun
(In Roman and Scots law) a right established by law over a debtor’s property that remains in the debtor’s possession.This arrangement is distinguishable from the hypothec of Roman Law and of modern civil law, which is comparable to a mortgage....
- Many forms of jus existed short of ownership, notably the hypothec, the civilian equivalent of the mortgage.
- However, movable hypothecs are a form of real security, while suretyship is a form of personal security.
Derivatives
hypothecary
/ adjective ...- After destruction of the property by fire, the insurer repaid the hypothecary loans to the lender.
- If in Spain it is simple enough to receive a hypothecary credit, in Italy it is a difficult process.
- The insurance of your real estate will be precisely tailored to the parameters of your hypothecary loan.
Origin
Early 16th century: from French hypothèque, via late Latin from Greek hupothēkē 'deposit' (from hupo 'under' + tithenai 'to place').
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