insurance underwriternoun [ C ]
ukusINSURANCEa person whose job is to calculate the risk that is involved in an activity or in providing insurance for a particular customer, and to decide how much should be paid for insurance:
As an insurance underwriter, you would assess insurance risks and decide whether to offer insurance cover.
a company or a person that agrees to accept all the risks that are connected with a contract of insurance:
Our policies are underwritten by Hart Insurance Limited, one of the country's leading insurance underwriters.