释义 |
in·sur·ance I. \ə̇nˈshu̇r(ə)n(t)s, chiefly in southern United States ˈinˌ ̷ ̷( ̷ ̷)\ noun (-s) Usage: often attributive Etymology: insure + -ance 1. a. : the action or process of insuring or the state of being insured usually against loss or damage by a contingent event (as death, fire, accident, or sickness) b. : means of insuring against loss or risks < provide insurance against floods > 2. a. : the business of insuring persons or property; specifically : a device for the elimination or reduction of an economic risk common to all members of a large group and employing a system of equitable contributions out of which losses are paid b. : coverage by contract whereby for a stipulated consideration one party undertakes to indemnify or guarantee another against loss by a specified contingency or peril c. : the principles and practices of the business of insuring — see accident insurance, automobile insurance, business interruption insurance, casualty insurance, disability insurance, fire insurance, group insurance, health insurance, liability insurance, life insurance, marine insurance, social insurance, unemployment insurance, workmen's compensation insurance; compare annuity, corporate suretyship, insurable interest, loss, mutual, policy, premium, rate, reinsurance, representation, reserve, risk tontine, warranty 3. a. : the premium paid for insuring something b. : the sum for which something is insured II. \ə̇nˈshu̇r(ə)n(t)s, chiefly in southern United States ˈinˌ ̷ ̷ (ˌ)\ adjective : being a score (as a run or goal) that adds to a team's lead so that the opponents cannot tie the game with their next score |