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annuity|əˈnjuːɪtɪ|
Also 5 -uitee, -ywyte, 5–6 -ytie, 6 anuyte.
[a. Fr. annuité:—med.L. annuitāt-em, f. annu-us yearly: see -ity.]
1. A yearly grant, allowance, or income.
a1420Hoccleve De Reg. Princ. 821 Hathe to me grauntede an annuitee Of twenty mark, while that I have lives space. 1473Sir J. Paston in Lett. 732 III. 102, I praye yow doo for Berneye..that he maye be in sewerte for hys annywyte. 1628Earle Microcosm. xi. 25 If his annuity stretch so far, he is sent to the University. 1711Addison Spect. No. 317 ⁋3 He had for several years last past lived altogether upon a moderate Annuity. 1838Dickens Nich. Nick. (C.D. ed.) x. 75 A decent annuity would have restored her thoughts to their old train.
†b. fig. Obs. rare.
1636Rutherford Lett. 70 (1862) I. 182, I think the very annuity and casualties of the Cross of Christ..better than the world's set-rent.
2. Law. The grant of an annual sum of money, for a term of years, for life, or in perpetuity; which differs from a rentcharge in being primarily chargeable upon the grantor's person, and his heirs if named, not upon specific land.
1439E.E. Wills (1882) 122 That she claime no tenementes nor annuities wich he hath graunted to eny of his seruantez. 1502Arnold Chron. (1811) 180 Grauntis of rentis charges and anuyte made by you [i.e. the King]..for terme of lyf or termes of yeres. 1558Wills & Invent. N.C. (1835) 161 He shall haue one annuytie of sex poundes thirtene shillings and fourpence by yere duringe his naturall life to be taken fourthe of my lands of Ayslabie. 1632Massinger City Madam i. ii, Lands..not encumbered, no annuity Or statute lying on them. 1809Tomlins Law Dict. s.v., An annuity granted by a bishop, with confirmation of dean and chapter, shall bind the successor of the bishop.
3. An investment of money, whereby the investor becomes entitled to receive a series of equal annual payments, which, except in the case of perpetual annuities, includes the ultimate return of both principal and interest; also, the annual (or, for convenience, quarterly) payment thus made.
In life annuities the payments cease at the death of the investor; in terminable annuities after a specified number of years; in perpetual annuities (such as government stock) only on repayment of the principal; in immediate annuities they commence at the end of the first interval of payment (year, quarter) after the investment, in deferred annuity or reversionary annuities not till some considerable time has elapsed, or some specified event has taken place.
1693Halley in Phil. Trans. XVII. 602 On this depends the Valuation of Annuities upon Lives. 1709Lond. Gaz. mmmmdlxxvi/3 Lost five Annuity Orders..for 100l. per Annum. 1776Adam Smith Wealth of Nat. I. ii. ii. 321 The Bank [of England] pays the greater part of the annuities due to the creditors of the public. 1834H. Martineau Farrers iv. 70 The money should be raised on terminable annuities. 1845Stephen Comm. Laws Eng. (1868) II. 612 The form of the security held by the public creditors, in respect of the funded debt, is that of annuities..granted for the most part in perpetuity. 1882A. Wilson Nat. Budget 35 This annuity [consolidated 3 per cent. stock] was first created in 1751 to consolidate a variety of petty annuities; hence its name. |