However, they decided not to follow our experts' advice and consolidate the debt as a low-cost personal loan.

In two branches advisers also suggested consolidating the debt into a single loan.

One in four use the loan to consolidate their debts, while 23 per cent use it for home improvement or to buy a car.

These are offered through a network of brokers to people looking to consolidate their debts or to release capital for home improvements.

If you have more than one loan, consolidating your debts over a longer period with a single direct debit may help.

Reciprocal loops are formed through neural circuits between the basal ganglia and prefrontal cortex which consolidate the memory.

By consolidating memories and thoughts we're more likely to remember them.

A doze of between 45 minutes and an hour consolidates memories and can be a powerful aide to students revising for exams.

Once asleep, your brain gets busy making sense of your experiences from the previous day, consolidating memories and transforming short-term memories into long-term ones.

Scientists have found a simple way to help them consolidate memories.

Other stores will be forced to compete; those already struggling will further jeopardise their survival; the more resilient will consolidate their position.

Holder enjoyed a day of glory by taking then watching consolidate his position.

Meanwhile, mobile phone penetration continues to increase and digital music players consolidate their position in the market.

I wanted to jump in, orchestrate a solution, and consolidate my position.

I must consolidate my position internationally.

Maybe it's time to consolidate your efforts with others.

The next logical solution was to collaborate between companies and consolidate efforts.

Once they have consolidated their efforts and funds, they set out on the drive in a borrowed van.

Alternatively, it might attract a rival regional operator that wants to consolidate operations.

The merger, however, quickly turned disastrous as efforts to consolidate operations, which were placed on an ambitious timetable, led to major problems.

The merger consolidated the operations of the two corporations.

It was accepted by both institutions, which begun the process of consolidating their operations.

Early 1938 saw the rebels consolidate control over much of the countryside and the roads.

Within about a decade, they had consolidated control of regional ferries.

This allows a smaller number of troops to be deployed to a forward location, and consolidates control of the different flights in one location.

They also built increasingly complex water management systems to control the monsoons and consolidate power.

To achieve and consolidate power you needed far more.

Adults consolidate power, and the young follow the rules for a time, and then they don't any more.

In his rush to consolidate power, he tramples on critics.

The former banker rebuffed suggestions that it was a move to consolidate power.