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单词 refinance
释义

refinancen.

Brit. /ˌriːˈfʌɪnans/, U.S. /riˈfaɪˌnæns/
Origin: Formed within English, by conversion. Etymon: refinance v.
Etymology: < refinance v., after finance n.1 Compare earlier refinancing n.
Renewed or additional finance; an instance of this; = refinancing n.Esp. in refinance credit (see quot. 1970).
ΘΚΠ
society > trade and finance > management of money > solvency > [noun] > credit > other specific types
trade credit1825
consumption credit1912
consumer credit1925
refinance credit1959
standby1959
1959 Economist 28 Feb. 817/1 The authorities have not lifted the ban on ‘refinance’ credits... These are usance credits, usually of three months' duration, opened in order to meet sight drafts payable in London.
1970 Penguin Dict. Commerce 276 Refinance credits, credits obtainable by an overseas buyer, where the exporter cannot provide credit and the buyer does not wish to pay cash.
1976 Bank of England Q. Bull. 16 194 Cash flow may well be negative in the earlier years, thus requiring refinance at uncertain interest rates.
1987 Listener 1 Oct. 8/3 What they don't want..is to find their refinance cut off every time the IMF disapproves of an economic development in Brazil.
1991 Connecticut May 4 All our mortgage features are available for refinances too.
This entry has been updated (OED Third Edition, September 2009; most recently modified version published online March 2022).

refinancev.

Brit. /ˌriːfʌɪˈnans/, /ˌriːfᵻˈnans/, /ˌriːˈfʌɪnans/, U.S. /ˌrifəˈnæns/, /riˈfaɪˌnæns/
Origin: Formed within English, by derivation. Etymons: re- prefix, finance v.
Etymology: < re- prefix + finance v. Compare slightly earlier refinancing n.
transitive. To finance (a company, venture, mortgage, etc.) again, now typically with new loans at a lower rate of interest; to provide with further capital. Also intransitive: to finance a company, mortgage, etc., again; to reorganize one's finances.
ΘΚΠ
society > trade and finance > payment > pay money or things [verb (transitive)] > supply money for something
moneya1697
subsidize1852
refinance1895
fund1900
1895 Olean (N.Y.) Democrat 5 Feb. The plan of refinancing the Western New York & Pennsylvania contemplates retiring all the junior debentures.
1903 N.Y. Times 8 Oct. 16/4 Since 1901 the club has been refinanced.
1922 Daily Mail 26 Oct. 3 The conditions of the Government guarantee and the details of the scheme for re-financing the company were first officially announced.
1930 Times Lit. Suppl. 30 Oct. 893/1 Oscar, generously refinanced through ‘Gamy’, is sailing..safely into harbour.
1972 E. Lathen Murder without Icing (1977) v. 40 ‘Be sure to tell him that under no circumstances will you refinance,’ he said.
1979 Jrnl. Royal Soc. Arts 127 428/1 There would be danger, if interest rates fell substantially, that mortgages would be redeemed and refinanced.
2005 J. W. Schaub Building Wealth vi. 80 Lenders know that many loans are either paid off or refinanced in five years or less, so refinancing is a profitable business for them.

Derivatives

refiˈnanceable adj. capable of being refinanced.
ΚΠ
1961 Times 26 May 24/6 Total deposits were £830,925,000 and bills discounted and refinanceable credits £19,752,000.
2007 U.S. News & World Rep. (Nexis) 29 Oct. 26 Homes are worth less, fewer mortgages are refinanceable.
reˈfinanced adj.
ΚΠ
1933 Times (E. Chicago, Indiana) 24 May 1/8 If this [federal farm loan bond] is less than the amount of the refinanced mortgage, the farmer's indebtedness will be reduced accordingly.
2008 Washington Post (Nexis) 31 Jan. d1 Tax dollars would be spent only if the homeowners defaulted on their refinanced mortgages.
This entry has been updated (OED Third Edition, September 2009; most recently modified version published online March 2022).
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n.1959v.1895
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