Mortgage brokers are paid an ongoing trail commission that is on average 0.18 percent of the loan amount per annum paid monthly.

Advisors may also get trail commission, usually 0.5 percent of your fund, for every year you hold the investment.

A trail commission is a further commission of between 0.1 and 1 percent that is paid to an advisor providedthat the client’s funds remain invested in the product for a specified time.