| 释义 |
insurer|ɪnˈʃʊərə(r)|
[f. insure + -er1. See also ensurer.]
One who or that which insures.
1. One who or that which makes sure or certain, guarantees, etc.: see the verb. Now rare in gen. sense, exc. as transferred from 2.
1654W. Mountague Devout Ess. ii. xi. §3. 231 This befals them, when beautie..proves an insurer of the lastingness of this life. 1687Dryden Hind & P. i. 148 Faith is the best insurer of thy bliss. 1754Hay Ess. Deformity 25 O Temperance!.. Thou Prolonger of Life! Thou Insurer of Pleasure! Thou Promoter of Business! 1880Preble Hist. of Flag 164 The mysterious Scandinavian standard..the supposed insurer of victory..was on board his [Sweyn's] ship. 1894Forum (N.Y.) 659 A democratic form of government is no better than an aristocratic or a monarchical form as an insurer against our human nature.
2. Comm. One who contracts, in consideration of the payment of a premium, to indemnify a person against pecuniary loss in the event of destruction of or damage to property, or against a particular event (see insure v. 4); an underwriter. Also called Assurer (Assuror), which is preferred by many in connexion with life insurance.
1654–1660 [see ensurer]. 1663Pepys Diary 1 Dec., His ship..is brought by one sent for on purpose by the insurers, into the Thames, with her cargo. 1680Lond. Gaz. No. 1517/4 The said Insurers have agreed, That such persons as shall subscribe..shall have the like benefit of a years purchase. 1692Luttrell Brief Rel. (1857) II. 635 That instead of the common insurers on the Exchange, who take from {pstlg}10 to {pstlg}40 per cent., that his majestie be the insurer him⁓selfe at {pstlg}5 per cent. 1755N. Magens Insurances I. 7 The Intent and Meaning of those who pay a valuable Consideration for Insurance, is, that the Insurers shall stand in their Place and Stead. 1817W. Selwyn Law Nisi Prius (ed. 4) II. 941 But if a ship..does all in her power to rejoin the convoy, this will be considered as a sufficient compliance with the warranty, so as to render the insurers liable. 1842Sir J. A. Park's Mar. Insur. (ed. 8) I. i. 33 The insurers were held liable for an accident which happened to the goods on board the lighters. 1899H. W. Manley in Insurance Rec. 1 Dec. 563 According to the principles of the construction of the English language, the insurer is the one who insures, that is, in life and fire insurance, the company.
3. One who insures (his own or another's) life, or who pays for the insurance of his property from loss at sea, fire, etc.
In order to distinguish this from the prec. sense, insurance offices, etc., usually employ the term assured or insured; insuree, insurant have also been substituted, or 2 and 3 distinguished as assurer (-or) and insurer: see note to insurance 4.
1753Scots Mag. Apr. 164/2 Every..insurer shall be entitled to have the premium which was paid.., imputed for insuring any other house. 1766Entick London IV. 262 Every insurer signs a deed of settlement, by which he is not only insured, but insures all that have signed that deed, from losses in their houses by fire. 1812H. & J. Smith Rej. Addr., Tale Drury L., The Hand-in-Hand the race begun, Then came the Phœnix and the Sun, Th' Exchange, where old insurers run, The Eagle, where the new. 1857Chambers' Inform. II. 559/2 The great bulk of insurers are between 27 and 40, the time about which men in this country begin to feel the responsibilities of a family. 1879Cassell's Techn. Educ. I. 187 Lloyd's was originally a coffee-house at which insurers and underwriters met. |